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I have been duped by an old friend (£200). What are my options?
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The transfer was made to his name. So if it was a scammer, why send the money to the real accounts bank?0
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The name on the transfer is irrelevant.0
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It's £200 and i can get over it. However, it's the principle. I don't know his address, although he mentioned where he lived and what he did for a Job. Funnily enough, i actually believe his job role as he mentioned things about it that somebody just wouldn't make up on the spot. Either that, or he's a brilliant fraudster. Ha!
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This type of thing or scams very similar, crop up all the time on these forums, not one poster in the last 10 years has ever come back to update us they have got their money back, so that should tell you something.
Its not nice to be scammed especially by someone you think you know, he probebley is a fraudster, people tend to change sometimes.
I`d put it down to experience and move on to be honest as the process to recover what he owes you can take a very long time, and be very costly, lots of people ignore CCJ`s, as without further enforcement action (and cost) they are really quite meaningless to some people.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
The transfer was made to his name. So if it was a scammer, why send the money to the real accounts bank?
Ignoring the fact that names mean nothing when doing a bank transfer. Don't you get it; your old friend is the scammer, he lied about someone paying you the money In cash to scam you out of £200.0 -
Guys, I really appreciate the time you have taken to respond but please read the OP.
I had a phone conversation with him and a Facebook conversation with him, the same account I have conversed with over the years. He has also sent me texts AFTER the money was sent. It’s not a “scam”. Besides, why would a scammer continue to converse once they have the cash?
Because they know your an easy target and hope to extract more money from you.Censorship Reigns Supreme in Troll City...0 -
I’ve looked back over our previous conversation and it’s definitely him and not an impersonation as he mentioned something that I said at school.0
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Go to the police or suck it up.Debt 1/1/17 - Credit Cards £17,280.23; overdrafts £3,777.24
Debt 5/1/18 - Credit Cards £3,188; overdrafts £00
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