Card at different billing address

in Credit Cards
16 replies 2.6K views
I work and live away from "home" during the week. All my debit / credit cards have my home address as billing address.

I want to get a card which has my weekday address as billing address. Is this possible? I pay council tax and am on the electoral roll at this address.
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Replies

  • DCFC79DCFC79 Forumite
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    geoffcham wrote: »
    I work and live away from "home" during the week. All my debit / credit cards have my home address as billing address.

    I want to get a card which has my weekday address as billing address. Is this possible? I pay council tax and am on the electoral roll at this address.

    Maybe yes, ask the card company if its possible.
  • faddyfaddy Forumite
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    geoffcham wrote: »
    I work and live away from "home" during the week. All my debit / credit cards have my home address as billing address.

    I want to get a card which has my weekday address as billing address. Is this possible? I pay council tax and am on the electoral roll at this address.

    Why not simply notify one of your existing card issuers that your address has changed to the weekday address? Don't confuse them with unnecessary information.

    If you want a billing address there to make getting deliveries there easier, but want to avoid two addresses being reported to CRAs, you could get a Curve card at the weekday address. (You may need to apply for it at your main address to pass its ID verification, and then switch addresses)
  • dealer_winsdealer_wins
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    Paperless billing is the way to go, do it all online.
  • GaryWhiteGaryWhite Forumite
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    Just simply notify them that your address has changed instead of telling them about working or living away from week during weekdays and bla bla bla
  • nic_cnic_c Forumite
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    If you pay C.Tax and on electoral roll for your weekday address, then aren't you going away for the weekend?
    Just change address to the weekday one and all letters will go there. Do you get stuff delivered bought using the cards, sometimes this can only be to the billing address.
  • chattychappychattychappy Forumite
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    I agree - keep it simple. CRAs aren't really set up to deal with situations such as this. They like people to be resident at one address at a time. If you maintain different products at different addresses, then you risk ending up in a world of pain when some computer somewhere coughs that you being fraudulent - perhaps because on a future application you say you've been resident at address A for X years, whilst they have a record that you have been at B for at least some of that time.
  • faddyfaddy Forumite
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    I agree - keep it simple. CRAs aren't really set up to deal with situations such as this. They like people to be resident at one address at a time. If you maintain different products at different addresses, then you risk ending up in a world of pain when some computer somewhere coughs that you being fraudulent - perhaps because on a future application you say you've been resident at address A for X years, whilst they have a record that you have been at B for at least some of that time.

    I suspect that the OP wants cards at both addresses so that he has no problems getting deliveries to either address. As I mentioned above a Curve card for the weekday address would get around the CRA issue as Curve don't report to CRAs.
  • chattychappychattychappy Forumite
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    faddy wrote: »
    I suspect that the OP wants cards at both addresses so that he has no problems getting deliveries to either address. As I mentioned above a Curve card for the weekday address would get around the CRA issue as Curve don't report to CRAs.

    Possibly, though I'm find it increasingly easy to get deliveries to other addresses.

    Does Curve supply application information to NHunter (or fraud check with them)?
  • DesGDesG Forumite
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    Ask the CC company if they will add your weekday address onto your account for deliveries.
  • DCFC79DCFC79 Forumite
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    Why not just phone them and ask or keep things simple OP.
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