We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

DFW Daily Chat thread Fri 26th Oct

245678

Comments

  • Lucy1982 wrote: »
    Really pants.

    Feeling really low and pooy today.

    Pooy is a word you know!

    Awww you poor chicken. Some cyber hugs coming your way!
    AMxxx
    Proud to be dealing with my debt
    Official DFW Nerd Club - Member no. 752
    Northern Rock Loan £7500(4yrs 4 months left)
    Virgin CC £2559.42 - 0% until Feb 09
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Perhaps it is the time of year? That or we all got hit with the winter blues stick last night.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • sammiboo
    sammiboo Posts: 1,110 Forumite
    Good morning all

    My day has started really pants. Drove to work this morning and my car started to sound like a tank :o

    So dropped the keys off at the garage next to work, and they are going to take a look when they get chance. So looks like I will be probably be looking at a new exhaust :rolleyes: Didnt want to spend much this month as our first mortgage payment comes out and its a biggie!!! :(

    Oh well - its been on the cards for a while that it was going to go - but the timing is lousey :cry:
    March 2006 £15,200+ in debt April £843.64 in debt - Debt Free date Sept 2009
    Egg Credit Card - £843.64 5.7%
  • Hi all,

    Im actually in a good mood this AM (which is shocking cos Im not a morning person)! I just love Fridays and always get that Friday feelilng. Although Ive just remembered Ive got to do a double shift today and have agreed to work Sat aswell as Sun so no weekend for me :( Aww well its more money for the Christmas fund!

    Hope you lovely lot are all well.
    AMxxx
    Proud to be dealing with my debt
    Official DFW Nerd Club - Member no. 752
    Northern Rock Loan £7500(4yrs 4 months left)
    Virgin CC £2559.42 - 0% until Feb 09
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    maybe it is a collective "time of the month"

    (I mean financially, I'm not excluding men here, you can feel carp too)

    OH's new salary is about £200 (£214.29 actually :o ) less than we thought it would be.
    Could be the exchange rate......could be an error......could be something else we haven't thought of. But we've had to lay out so much up front to get him there every penny makes a difference......
  • Toto wrote: »
    Morning all. I'm still feeling crappy too, don't know what's up with us all. I just feel UGH. I should be feeling great, the Hoosiers album will be number 1 this week, debut album, released on monday and sold double of what the number 2 has sold. How fantastic is that! But then the guys from Grace (a band I have a real soft spot for) have been dropped from the record label this week and I'm gutted for them. I always tell people though, getting signed is easy, staying signed is the tricky bit.

    Anyway, enough of my boring waffle, I started a new business last week because I was bored :rolleyes: and that looks promising, to be honest it doesn't matter if it works or not, there's no investment involved other than the couple of hundred quid start up (which is tax deductable anyway). I just wish I had the drive to do something other than sit here sighing. Hope this is just a dose of pms.

    Dodgy hugs to everyone else who has the october pooy blues.

    You started a new business 'because you were bored'????? Only you!! lol!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • cat4772
    cat4772 Posts: 2,467 Forumite
    themaccas wrote: »
    Feeling a bit s*&% at the moment and worrying about money. Feel like spending has been in freefall since we decided to move back into our house and I can't see our debt reducing by much at the moment as we need to find £3000 to pay for school fees by end of December and the same again by end of March and then we have our extravagent holiday to pay for by mid-end April_pale_ . Just want to curl up, not open the bank statements or look online and bury my head in the sand again. Unfortunately it's not an option:(
    Maccas,

    Not much I can say to this; though my mother and late grandmother swore by the power of a lovely cup of tea or coffee to help make the world feel better - so here's one!:coffee:

    That's an awful lot to pay in school fees:eek:

    I still don't know what to suggest so I'll say - I hope it gets a little bit easier for you.

    Cat.x
    DFW Nerd Club #545 Dealing With Our Debt
    :onever attribute anything to malice which can be adequately explained by stupidity, [paranoia or ignorance] - ZTD&[cat]
    :othe thing about unwritten laws is that everyone has to agree to them before they can work - *louise*

    March GC £113.53 / £325
  • cat4772
    cat4772 Posts: 2,467 Forumite
    Lucy1982 wrote: »
    I hate the dark mornings, I forgot to set my alarm and when I was woken up I thought it was still night time :o

    What are you going to go as? I love fancy dress, but never know what to dress up in.

    I have no idea at this moment. I'm going to this fabric / pattern shop so I'll buy the "easiest" pattern and cheapest material combination. Then I'll go visit my mum and turn the waterworks on until she agrees to help me put the thing together! I have quite an arsenal of emotional blackmail weapons and dammit this is an emergency. Only thing I can say for certain is I WILL NOT GO AS A PUMPKIN!!! If I went as a black cat, I'd be a fat black cat - not a good look in the photographs but I'd only need to buy some black leggins, black face-paint (for the nose and whiskers), some cat ears and a tail!!!

    I'll keep you posted!

    Cat.x
    DFW Nerd Club #545 Dealing With Our Debt
    :onever attribute anything to malice which can be adequately explained by stupidity, [paranoia or ignorance] - ZTD&[cat]
    :othe thing about unwritten laws is that everyone has to agree to them before they can work - *louise*

    March GC £113.53 / £325
  • themaccas
    themaccas Posts: 1,453 Forumite
    Cup of coffee taken, ahhhhhhh that feels better.

    School fees are for 3 kids the older 2 are 'only' £500 each but the younger one is the most expensive and it includes pre and afterschool care and holiday care as well as school fees on a termly basis. I have worked out that we need to save £1700 every month until end of April to meet school and holiday payments. It IS doable thanks to all the debtbusting we have been doing but it means the remaining debt will be paid off in dribs and drabs. Oh well, it's our choices that have led to this so I shouldn't complain.
    Debtfree JUNE 2008 - Thank you MSE:T
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    GAAAAAAAAH Can I join in with the pooy feeling?

    Today sucks
    No longer using this account for new posts from 2013
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.