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Taking care of the pennies

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Comments

  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Well done, v MSE.
    Aiming for a minimal spend 2022
  • yamyam89
    yamyam89 Posts: 17 Forumite
    Recent accomplishment:

    Just spent ten days in the US, and budgeted $100 per day for the wife and I to spend on food, drink, gas, public transport and gifts. We did it! I came away with six books from secondhand stores, ones I wouldn't be able to buy in the UK, and a whole load of memories. And three extra lbs. Oops.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,536 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Sounds like you had a great time ! Well done on sticking to your budget.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Hi I really enjoy reading of people's achievements to save some money. I wish you both well. Have a lovely weekend
    Do a little kindness every day.;)
  • I've been absent lately as we've gone through quite a bit of change. We've continued to hit our savings targets each month, but we've come to the realisation that my wife cannot continue to work at this time, it's too much given her disability and health needs. So, back to a single-income household, again. I've carefully structured our lifestyle so we can survive on one income, but it's pushing back plans of home ownership and having children again. Before we reached this decision I enrolled on a part time MA, to do something for myself having been a carer these past couple of years and spent the years before moving for my wife's career. We've decided to press on and do it despite the loss of my wife's income. Sadly I can't get a tuition fee loan as I actually already have a masters (for which I was awarded a scholarship). I have enough saved to cover the first year's fees outright but not the second. Hopefully we'll have some part time work for my wife at the least by then. It's going to be quite the juggling act - full time work, part time MA, carer duties!
  • Good luck with it all. It sounds like a real balancing act and I admire you for doing it. Welcome back Yamyam. :beer:
    Aiming for a minimal spend 2022
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