We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Co-own a house with my ex-gf - 'moving new gf in' questions
You say that the rental value of the property is around £950 a month, so if you are moving someone in, it would not be unreasonable for that person to be paying around £475 a month. That would be split between you and your ex, with you paying the full mortgage as you are occupying the house.
That would mean that the net amount it would be fair for your partner to pay would be £377. So £350 is pretty generous.
.....
You should do this as owners & occupiers.
With 2 occupiers would pay the £950 - £475 each
With 2 owners they would get £475 each.
one of then being both an occupier and and owner does not change that.