Credit rating causing my a big problem

Col81_2

i am still in the DMP and it is going well £19k is now down to £11k. However i need a new car for work as i travel 70 miles a day and don't have cash for a used car so finance is my option

BoGoF

You do realise you asked an almost question a year ago

https://forums.moneysavingexpert.com/discussion/5613219/voters-roll-big-problem

Hoping for different answers this time?

[Deleted User]

The defaults won't help - neither will the £11k on your DMP = that's £11k less credit you're likely to get.

Why not just get a run-around car to get you to and from work?

Or a bike? Moped?

BoGoF

As an aside, if you do have a car just now, I hope for your sake it's not insured at your mums address.

Col81_2

Hoping for better advice which Gary is giving. I don't need you advice Bogof. I will just have to carry on with the public transport and go from their. Its seems i have no choice. The votors roll is a dead end

BoGoF

Only a dead end because it ends your little scam.....and you're not prepared to do that.

BoGoF

The facts as you call them are on your other threads.....not the first time such an accusation has been made against you.

Gavoo7

Your Mum needs to be very careful. She shouldn’t be claiming housing benefit for a house that you own (or any close family member).

DCFC79

Why not register for CT where you currently reside the most, if thats where your mum lives then just suck it up and pay the extra money if need be.

ViolaLass

Why are you renting your house to your mother for £350 a month if the mortgage is £600?

Why are you subsidising her when you are in debt and struggling?