money transfer 12 May 2018 at 8:57PM in Credit Cards 2 replies 599 views

teeny39

Hi there
If i make a cash transfer with my card to my bank account, can i still transfer the balance to another card when the 0% deal expires? or do BT only apply to purchases?

jonesMUFCforever

I am confused by your post.
Do you have a money transfer card or a balance transfer card?

If you have a money transfer card then unless they offer you a balance transfer you cannot do a BT.
If you have a balance transfer card then a money transfer is going to cost you an arm and a leg.

stevenhp1987

Yes, you can use a money transfer now to get instant cash (for whatever you want).

When your 0% runs out, you most certainly can use a balance transfer, subject to being accepted.

Things to note, your situations may have changed - if you have £11k on that £12k then depending on your income, you may find it hard to get said balance transfer card at all.