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Moved House - Halifax taken money for old AND new mortgage in the same month?!
mandgreen
Posts: 42 Forumite
Hi
We moved house on 27th April and have stayed with Halifax, our mortgage has increased from £355 per month to £760. On the 1st May Halifax took £355 from my bank even though I didn't live in the old house anymore and today they have taken £817?! I only expected to pay one amount of £817 this month (£760 + extra for the few days we owned the house in April).
Do you think Halifax owe me the £355 back or does it normally work that way when you move (Money in lew even though I thought mortgages were paid in advance??)
Grateful for any help!!!
We moved house on 27th April and have stayed with Halifax, our mortgage has increased from £355 per month to £760. On the 1st May Halifax took £355 from my bank even though I didn't live in the old house anymore and today they have taken £817?! I only expected to pay one amount of £817 this month (£760 + extra for the few days we owned the house in April).
Do you think Halifax owe me the £355 back or does it normally work that way when you move (Money in lew even though I thought mortgages were paid in advance??)
Grateful for any help!!!
0
Comments
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Direct debits will already be "in the system" for the end of the money plus the mortgage repayment doesn't happen immediately on completion (your solicitor may well have had to wait until Monday to send it and then it takes time to filter through the system and close the account). You should get a refund of the amount overpaid reasonably quickly.0
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Posted and answered on M&E an hour earlier;-
https://forums.moneysavingexpert.com/discussion/5841029/halifax-taken-payment-for-old-mortgage-and-new-mortgage-in-the-same-monthI am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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