Correction Losses

MonroeM

Currently I only invest in active funds in my S & S ISA account and it is 100 per cent in equities. In January at its height the total amount was up to approx £148,000 and after the correction it dropped around £11,000 to £137,000 so a drop of about 7.5 per cent. It is now back up to the original amount at its height.

I would be interested to know how people fared with global trackers or other passive funds (mainly those invested in 100 per cent equities) during this period of correction?

AnotherJoe

Well you can look at the records for any set of passive trackers you care to, and see how they did.
What happened to individuals will be dependent upon the exact make up of their set of passive trackers, assuming they had 100%.
There's also the issue that Sterling fell quite recently so people with different trackers will have had different numbers dependent upon the international make up of their overall investments.
Mine have been all over the shop
However I do have one SIPP which is 100% passive consisting of international trackers with about an overall 3 or 4% UK element eg not the artificial VLS type 25%
From Jan 4 to May 4 it is down slightly less than 2%.
From Dec 4 to May 4 it is exactly back to where it was within a few pounds.

I also have a "very active" SIPP which I see is down 3% since Jan 4.
It's a strange mixture of individual shares, active funds, ETFs and it would give Dunston apoplexy

P.s both SIPPs 100% equity or close enough.

Thrugelmir

For this period. After income received reinvested slightly down. Hard to find value at these price levels. US stocks carry some very racy valuations.

Alexland

Much of the recovery UK based global investors have seen has been due to currency movements. I moved more into equities and continued regular investments during the dip so my total account balances are comfortably above the January highs. I try not to back-analyse my finances too much and focus on how much money I have now, how it should be arranged and set myself achievable targets.

It's interesting to see the Great British Invest Off results as there's always the niggling fear that everyone else is doing better than you (despite the huge amount of money I see sitting in fairly hopeless funds) but that's just not happening. Overall for most of us 2018 has been a bit of a waste of time so far.

Alex.

AnotherJoe

I forgot i withdrew about 0.8% from my "active" SIPP last week, which means its really declined closer to 2% overall, eg just about the same as my totally passive SIPP.

Thrugelmir

Alexland wrote: »

It's interesting to see the Great British Invest Off results as there's always the niggling fear that everyone else is doing better than you (despite the huge amount of money I see sitting in fairly hopeless funds) but that's just not happening. Overall for most of us 2018 has been a bit of a waste of time so far.

Depends on the individual's own objectives. Over time the disparities will grow. Someone will strike gold while another hits an iceberg. Once capital is lost it's gone forever.

capital0ne

My mixture of trackers (ETF), REITS, Blue Chip ftse100 shares, short term gilts/bonds and gold is up 20% from Jan 1 - not too bad for an 'amateur'

A_T

capital0ne wrote: »

My mixture of trackers (ETF), REITS, Blue Chip ftse100 shares, short term gilts/bonds and gold is up 20% from Jan 1 - not too bad for an 'amateur'

the FTSE 100 hasn't gained this year. Gold, short term gilts/bonds have hardly moved - those tracker ETFs and REITs must really be something!

talexuser

A_T wrote: »

must really be something!

or perhaps nothing.

Prism

capital0ne wrote: »

My mixture of trackers (ETF), REITS, Blue Chip ftse100 shares, short term gilts/bonds and gold is up 20% from Jan 1 - not too bad for an 'amateur'

You are awesome. Only 70 of 3421 unit trust funds available in the UK (Trustnet) are above 5%. The highest is 14.3%. And you have done almost half again better than that. Wow

dales1

...but what if you ignore the new money introduced ?