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Martin Lewis on Question Time tonight
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Cornucopia wrote: »No, I was referring to sales made. Many/most people use their HPI equity to buy their next property - which has also an HPI-inflated price.
We've had significant HPI for many, many years now. It has survived boom and bust periods, and interest rates at various levels.
I appreciate that you are waiting for "the big crash", but it may never come (not this side of a Zombie Apocalypse, anyway).
Nothing like the acceleration after the dot.com bust to the property bust of 2007/8 though, then they cut rates to near zero and kept them there, but now the U.S wants/needs to raise and anyone who is over-borrowed is probably going to be in trouble soon IMO.0 -
You have to look at how borrowers are behaving. When rates were falling, I was on a Tracker, and that saw my £178k mortgage costing £75pm at one point. Happy days.
Now, it's all about the relative cost of Fixed deals, (relative to their duration, that is). 2.49% fixed for 5 years is what I ended up with at the last re-negotiation. Still happy days.
It was a good episode of QT, though - Martin was good, and so was the woman from the Express. It's available both on iPlayer and on Youtube (for posterity and those without TV Licences).0 -
the BBC, Martin Lewis, journalists and politicians - 4 good reasons to turn off the TV and do something more important."enough is a feast"...old Buddist proverb0
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the BBC, Martin Lewis, journalists and politicians - 4 good reasons to turn off the TV and do something more important.
I'm getting fed up with QT. Dimbleby can't keep the panel or the audience in order. It's now OK to boo and heckle right wing politicians, but not left wing.
I don't care what the man on the Clapham Omnibus thinks. I can get those views without turning the TV on.
Bring back Robin Day. He would be a far more effective chairman than Dimbebore - even though he has been dead for 18 years.0 -
This episode was better than most - probably for its absence of big hitters from the two main parties.
Like a lot of TV formats that have been going for a long time, it's in dire need of a refresh. C4 have recently made a game show version of Dragon's Den (Buy It Now), and although it's the same basic idea, it's somehow much fresher.0 -
"enough is a feast"...old Buddist proverb0
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I would say that's browsing not viewing"enough is a feast"...old Buddist proverb0
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