What car dealerships accept credit card payments?

Unicorn_cottage

Hi all

I need to buy a car having just secured a new job.

Does anyone have any idea if dealerships accept credit card payments up to say £3000?

Thanks

Unicorn

[Deleted User]

Depends on the dealer.

Some will and some won’t - you’d need to ask

easy

DH has just bought a 2nd hand Toyota from the main dealer in our city. They were happy to accept a credit card payment for much more than the figure you mention. I anticipated they might charge a % fee for credit card payments, but they didn't.

I think most main dealerships would happily accept credit card payments, but they WILL NOT accept cash - this is due to their responsibilities under money laundering regulations.

Small independent second-hand car dealers will all be different so check in advance, but do also ask if they charge a fee. The banks will charge the dealers somewhere between 2.5 to 5% for credit card transactions, so smaller dealers might pass that charge on to you.

[Deleted User]

They can't charge a fee for credit cards.

Any dealer who accepts a card will have already built the cost into the price of the car.

bengalknights

Most mainstream dealers will accept it no issues, smaller garages may have floor limits they cant exceed.

its_all_over

easy wrote: »

DH has just bought a 2nd hand Toyota from the main dealer in our city. They were happy to accept a credit card payment for much more than the figure you mention. I anticipated they might charge a % fee for credit card payments, but they didn't.

I think most main dealerships would happily accept credit card payments, but they WILL NOT accept cash - this is due to their responsibilities under money laundering regulations.

Small independent second-hand car dealers will all be different so check in advance, but do also ask if they charge a fee. The banks will charge the dealers somewhere between 2.5 to 5% for credit card transactions, so smaller dealers might pass that charge on to you.

Its been against the law since January to charge a fee for using a credit card.

They would have to charge the fee for ALL payments or not at all.

easy

its_all_over wrote: »

Its been against the law since January to charge a fee for using a credit card.

They would have to charge the fee for ALL payments or not at all.

Thanks, for some reason had completely forgotten about that change in legislation.

chattychappy

its_all_over wrote: »

They would have to charge the fee for ALL payments or not at all.

They can, for example, accept CCs only up to certain amounts - eg for paying a deposit.

eskbanker

AndreaParr said:

I always use my credit card if it comes to big money sums

Well worth resuscitating a three-year-old thread for that contribution - do you use your credit card when buying this too?

cymruchris

eskbanker said:

AndreaParr said:

I always use my credit card if it comes to big money sums

Well worth resuscitating a three-year-old thread for that contribution - do you use your credit card when buying this too?

I thought this - but the OP has been a member for quite a while - although only two other posts. I thought they might have just signed up and didn't know their posterior from their elbow - but I was wrong. 

samharris50

Spam detected
Talking about the topic... Almost all the dealerships accept a credit card. I have bought my cars from dealerships twice and I paid with my credit card both times. It's much more practical and comfortable than cash.