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will a CCJ be removed when default is 6 years old?

i have a default on my credit account which is almost 6 years old I understnad this will be removed around the 6 year marker give or take a few weeks depending on where I am checking my score but will a CCJ be removed at the same time or will that stay a further on further from when it was issued?
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Comments

  • glentoran99
    glentoran99 Posts: 5,825 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    CCJ will be removed 6 years from it was issued
  • From the date of issue.

    But ignore your score
  • craighatton
    craighatton Posts: 6 Forumite
    its a funny one because the actual debt has my name wrong they call me mr ing craig hatton my name is just Craig Hatton which i just assumed was mail spam the CCJ was issued to an old address the debt was in fact from vodafone from 2010 which back at the time i had alot of issues with that account and left them I dont have any proof of this however so it seems my account was carried on for a long time after. I cant really see how my name would be wrong either obviously providing ID to the Vodafone store upon acquiring the contract. Anyway now i have a notice of enforcement from Lowell to pay 776 pound.
  • So Lowell have issued you with a CCJ?

    When did the account with Vodafone actually Default?
  • craighatton
    craighatton Posts: 6 Forumite
    Name Mr Ing Craig Hatton
    Address
    Date of birth
    Account type Telecommunications Supplier
    Account number **************1360 0
    Account start date 21/01/2010
    Opening balance £ 574
    Repayment frequency Monthly
    Date of default 05/11/2012
    Default balance £ 574

    not sure who issued the CCJ I only know about it because its on my credit report haven't actually seen it
  • OK so they've issued the CCJ within 6 years then, meaning it does stand.

    If you pay the CCJ within 30 days of issue in full it will get removed from your file.

    If not, it's stuck there for another 6 years from the date of issue
  • craighatton
    craighatton Posts: 6 Forumite
    C4HK2X6A
    County Court Judgment
    Active
    Name Mr Ing Hatton
    Address
    Judgment date 03/01/2017
    Amount £ 772
    Court name County Court Business Centre
  • Oh right. So you've had it for over a year already then...

    They may find your current address and catch up with you still.
  • craighatton
    craighatton Posts: 6 Forumite
    they have but my name isnt correct nor was my address when issued could i dispute the CCJ i have no issues with paying the debt but i want thbe CCJ removing if possible im just unsure how to tackle it
  • Too late now.

    It will get removed 6 years from the date of issue.
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