will a CCJ be removed when default is 6 years old?

craighatton

i have a default on my credit account which is almost 6 years old I understnad this will be removed around the 6 year marker give or take a few weeks depending on where I am checking my score but will a CCJ be removed at the same time or will that stay a further on further from when it was issued?

glentoran99

CCJ will be removed 6 years from it was issued

[Deleted User]

From the date of issue.

But ignore your score

craighatton

its a funny one because the actual debt has my name wrong they call me mr ing craig hatton my name is just Craig Hatton which i just assumed was mail spam the CCJ was issued to an old address the debt was in fact from vodafone from 2010 which back at the time i had alot of issues with that account and left them I dont have any proof of this however so it seems my account was carried on for a long time after. I cant really see how my name would be wrong either obviously providing ID to the Vodafone store upon acquiring the contract. Anyway now i have a notice of enforcement from Lowell to pay 776 pound.

[Deleted User]

So Lowell have issued you with a CCJ?

When did the account with Vodafone actually Default?

craighatton

Name Mr Ing Craig Hatton
Address
Date of birth
Account type Telecommunications Supplier
Account number **************1360 0
Account start date 21/01/2010
Opening balance £ 574
Repayment frequency Monthly
Date of default 05/11/2012
Default balance £ 574

not sure who issued the CCJ I only know about it because its on my credit report haven't actually seen it

[Deleted User]

OK so they've issued the CCJ within 6 years then, meaning it does stand.

If you pay the CCJ within 30 days of issue in full it will get removed from your file.

If not, it's stuck there for another 6 years from the date of issue

craighatton

C4HK2X6A
County Court Judgment
Active
Name Mr Ing Hatton
Address
Judgment date 03/01/2017
Amount £ 772
Court name County Court Business Centre

[Deleted User]

Oh right. So you've had it for over a year already then...

They may find your current address and catch up with you still.

craighatton

they have but my name isnt correct nor was my address when issued could i dispute the CCJ i have no issues with paying the debt but i want thbe CCJ removing if possible im just unsure how to tackle it

[Deleted User]

Too late now.

It will get removed 6 years from the date of issue.