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Is it worth me working?

phwmua
phwmua Posts: 13 Forumite
Post deleted as most comments unhelpful and a lot quite judgemental.
I posted on behalf of my mum but failed to mention this and some users saw my other posts and assumed i was having people on about being unemployed.
«13

Comments

  • Brynsam
    Brynsam Posts: 3,643 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Combo Breaker
    I imagine you want constructive responses rather than a load of stuff about why working is a good idea, so why not try the experts: https://www.turn2us.org.uk

    I think you might get much more help (and much less judgemental comment) if you actually speak to someone.
  • BorisThomson
    BorisThomson Posts: 1,721 Forumite
    1,000 Posts Combo Breaker
    phwmua wrote: »
    Personally I live from around £800 after bills pm in a busy UK city and manage just fine to afford to drive, live, holiday and fund further education. It'd do-able.
    Good luck!

    Be interesting to know how someone on JSA has £800 a month spare after bills!
  • NeilCr
    NeilCr Posts: 4,430 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Brynsam wrote: »

    I think you might get much more help if you actually speak to someone.

    I'd agree. Why not go to your local CAB? They'll know how the local council operate and should be able to talk you through your situation.
  • Just to point out, the website listed above is fantastic and I highly recommend you give it a go.

    You would be working less than full time so you would still get help in terms of housing benefit and a reduction in council tax. As to how much I couldn’t say.

    However most councils have a calculator on their website where you pop in the hours you work and/or the money you will make from employment and it will give you a rough estimate. I emphasise the words estimate there.
  • nicechap
    nicechap Posts: 2,852 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    phwmua wrote: »
    Question for: People working at Citizens Advice, people in the same situation, people who have been in my situation, and any legla/tax/HMR experts

    I'm currently recieving Job Seekers Allowance. With this, I only pay a proportion of my rent as I recieve 'Housing Benefit'. This is because my income is so little.

    I have been offered a job contracted to 21 hours.

    If i take this job, my monthly earnings will amount to around £650-£700.

    However, I'm not sure if I will then pay 1. full rent and 2. full council tax. If so, i have calculated that after my outgoings, I will be about £10 worse off per month after working 21 hours in comparison to the amount i recieve as Job Seekers Allowance, aswell as the relief on full rent. Essentially, it would be a waste of time for me.

    Does anyone know if there is an amount of hours you can work whilst still recieving help towards rent cost? Would i need to work full time hours for it to be financially beneficial?If i was to work part-time hours can I get help on the council, or am i in the same boat as someone who works full time?
    I was thinking to get a seocnd job to make my hours up to full time, but wasn't sure how that would work with tax.

    ALSO: I live in a 2 bed council property. A few years ago, the council said because my son is now 18, he is classed as a non-dependant, therefore I must pay an additional £20pw on top of my rent. Which in my opinion makes absolutely no difference to anyone, because whether im living alone or not the council arent affected. Anyway, my son now lives between mine and his fathers house (we are seperated). If I declared that my son is mostly living with his father (because he mostly does) the non dependant charge on my rent would be abolished. Would I then be told mby the council that I need to give up my house as I am a single tenant in a 2 bed property that doesnt need the additional bedroom?

    It's a catch-22.

    If i worked 21 hours, and paid full rent, and declared that i live alone, would i also be told i do not require a 2 bed property as a single woman, or would they not care because im paying my pay?

    I know this is long-winded but any help would be greatly appreciated as it's a very confusing matter for me. I dont want to be working 21 hours to then not be any better off financially.

    Even if you know a little about one part of my question I would appreciate it.
    Thank you so much.

    No it wouldn't.

    You'd start to earn a pension as well as skills and experience to help you into future work.

    Trying to limit responses to certain wlaks of life/ legal experience having posted about the bedroom tax on an open free to use forum is very poor form.

    Must try harder - D minus (again). I won't comment further on this thread.
    Originally Posted by shortcrust
    "Contact the Ministry of Fairness....If sufficient evidence of unfairness is discovered you’ll get an apology, a permanent contract with backdated benefits, a ‘Let’s Make it Fair!’ tshirt and mug, and those guilty of unfairness will be sent on a Fairness Awareness course."
  • shortcrust
    shortcrust Posts: 2,697 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker Newshound!
    Be interesting to know how someone on JSA has £800 a month spare after bills!

    I just don't know what's real anymore...

    :D
  • Les79
    Les79 Posts: 1,337 Forumite
    nicechap wrote: »
    No it wouldn't.

    You'd start to earn a pension as well as skills and experience to help you into future work.

    Trying to limit responses to certain wlaks of life/ legal experience having posted about the bedroom tax on an open free to use forum is very poor form.

    Must try harder - D minus (again). I won't comment further on this thread.

    Yea, it seems like a weird post.

    Also, OP has made a few posts on here today and they can't quite seem to decide on how they space paragraphs...

    The bit just after "It's a catch-22" is weird too.... Note how the italic paragraph contains the singular "I" in lowercase letters! Also the contraction "im". That's in complete contrast to the rest of this thread which is fine! What's that all about?!

    Looks like a copy and paste job, though admittedly I'm not sure what the source is... Could be another private forum?
  • I just hope that you are declaring any income from your clients (as per your other thread re your phone)
  • marliepanda
    marliepanda Posts: 7,186 Forumite
    phwmua wrote: »
    ALSO: I live in a 2 bed council property. A few years ago, the council said because my son is now 18, he is classed as a non-dependant, therefore I must pay an additional £20pw on top of my rent. Which in my opinion makes absolutely no difference to anyone, because whether im living alone or not the council arent affected. Anyway, my son now lives between mine and his fathers house (we are seperated). If I declared that my son is mostly living with his father (because he mostly does) the non dependant charge on my rent would be abolished. Would I then be told mby the council that I need to give up my house as I am a single tenant in a 2 bed property that doesnt need the additional bedroom?

    It's a catch-22.

    If i worked 21 hours, and paid full rent, and declared that i live alone, would i also be told i do not require a 2 bed property as a single woman, or would they not care because im paying my pay?

    Hardly a catch 22. if he lives there, he has to pay his way. if he doesnt, you do you not need 2 bedrooms.

    Unless you want to keep your 'big' council property AND not have him pay because he's not living there. Its not a catch 22 its wanting to have your cake and eat it :P
  • phwmua
    phwmua Posts: 13 Forumite
    This post is on behalf of my mum actually. Totally unrelated to my situation.
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