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Involved in car accident without insurance

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Comments

  • Zorillo
    Zorillo Posts: 774 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    There's not a lot you can tell them other than the truth. Anything else will make the situation worse in the long run. But you have a right to settle their outlay privately, if you can afford to.

    I don't understand why your uncle removed the cover if he knew you were using the car. It could be a very expensive mistake.
  • MEM62
    MEM62 Posts: 5,365 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 2 May 2018 at 10:18AM
    UZZY121 wrote: »
    Whats a PI claim? I was insured all year around on this vehicle but my uncle changed the insurance to his other car which was parked up for a while and he did not mention it to me. I was always insured, if i knew i wasn't i wouldn't have took the risk at all!

    The policy was not cancelled but transferred to another car. Should i tell the other party insurance company that i was not insured or just give the details of my insurance which was swapped to other car?

    And you uncle didn't mention the fact that he had cancelled the insurance on that specific occasion when you borrowed it?

    Or was the car was usually in your possession and used by you but was insured in his name with you as a named driver?
  • Quentin
    Quentin Posts: 40,405 Forumite
    OP.

    Do you have any other motor policy in force for any other csr you own yourself??

    If so check if you have driving other cars cover which wlhich could solve your problems.
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