What small DFW things will you do this week - w/c 23rd April?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

determined_new_ms

Morning eurgh tired! Coffee doesn't seem to be cutting through it hopefully a shower will perk me up!

I made carrot cake overnight oats last night and am really looking forward to eating it!

Today (well at least this is what I think I need to be doing!)

* quick shower
* hang out washing
* put away mountain of washing
* lunches for today made last night :A
* frozen ys blueberries & last of hg raspberries from freezer with yogurt for snack mmmmm
* onepoll
* list a couple of things on fleabay
* get oh to print out some wombled APGs
* water seedlings if they need it
* sow seeds tonight
* get tomorrow's lunches & bags ready tonight
* NSD
* finish my dressmaker's form? Hopefully....

Ok that's me. Have a great day everyone x

allydowd

Hi April Awesomees,

Thanks for the started DNM. I see your "tired" and raise it with an "exhausted". I have loads to do. Need to make a big plan.


Debt-Free-Nillionaire Continuity Plan Year Three:

* Work very hard on my own mental health issues. Do Holistrio App.

* Check online banking and broadband usage.

* Turned off alarm clock until tonight, it resets itself automatically.

* Defrost batch-booked meatballs and soup for lunch.

* Check DW's bank accounts.

* Defrost YS tiger bread.

* Check loyalty points. Pleased to be getting points on petrol which I claim on expenses.

* Clear purse out and safely stash away expenses receipts.

* Do something with bag of YS parsnips. Soup probably. Never made parsnip soup before. Use up pak choi and red pepper in it too. Then freeze in portions.

* DW has made homemade coleslaw, potato salad and apple and leek salad.

* Download a couple of tv shows I missed in the library.

* Use company discount scheme to buy a takeaway later.

Still typing...


To live without risk is to risk not living.

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up (Link)
• Coupon Shop Forum list of money-off coupons (Link)
• Cooking On A Bootstrap, cheap recipes. (Link)
  
  
• eBid (Link)
• Freecycle (Link)
• Freegle (Link)
  
• Free Postcode Lottery( Link )
• FreeStuff (Link)
• FreeUKStuff ( Link )
  
• Income Tax Calculator (Link)
• i-Say Surveys (Link)
• Jobseekers Railcard (Link)
  
• List of online newspapers. At bottom of the linked page. (Link)
  
• LuckyPhone free lottery with loyalty rewards (Link)
• Marriage Tax Allowance (Link)
• Martin Lewis' Weekly List of Deals and Tips (Link)
• MSE Bank Charges Comparison Tool (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. (Link)
• MSE Budget Planner (Link)
  
• MSE Abbreviations Explained (Link)
  
• MSE Deals and Vouchers (Link)
• MSE Demotivator Tool (Link)
• MSE Credit Card Minimum Repayment Calculator (Link)
• MSE Money Makover (Link)
• MSE Piggybank Budgeting (Link)
• MSE Stoozing Guide (Link)
  
• MSE Wow Offers (Link)
  
• NHS Minor Ailment Service article (Link)
• My Supermarket (Link)
  
• Number Plate Lotto (Link)
  
• OnePoll (Link)
  
• Quidco (Link)
  
• Reclaim PPI at no cost to yourself without using a claims company. (Link)
• Reclaim Packaged Bank Account fees at no cost to yourself without using a claims company.(Link)
• Reclaim phone credit (Link)
  
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
• SayNoTo0870 cheap phone number finder (Link)
• Start Rescue Breakdown Cover (Link)
• Super Saver Amazon Delivery Tool (Link)
  
• Survey sites that pay for your opinions (Link)
  
• Swagbucks (Link)
  
• Swapit (Link)
  
• Tickety Split cheap train tickets (Link)
• Toluna (Link)
  
• TopCashBack (Link)
• Wombling Guide (Link)
• You Need A Budget site and App (Link)

If any of the links are broken, let me know.

PurpleFairy26

Morning all :hello:

How does Monday come round so quickly :rotfl: today's plans:

Need to go in to work, so have made drink for commute and packed lunch
Pegged washing out on line
Made hm granola
Mince out of freezer to make tomorrow nights tea
Pork out of freeer for tonight
Dd and DH packed lunches using what we have, have defrosted some value mixed fruits and mixed it with hm yogurt for dd yogurt instead of shop bought. Much better for her and the environment :A
Plant a couple of things tonight I didn't get round to yesterday.. lovely new planter arrived, looks much more expensive than the £10 I paid. May get some more if funds allow at the end of the week when I get paid
Check banking, surveys
Put 2 loads of washing away - 1 done, 1 to do
Text a couple of friends.

Hope those feeling tired find some energy somewhere soon.

carrielovesfanta

Morning folks

Hugs to all the sleepy heads. Feeling a bit like that myself this morning. I forgot my work keys and gym shoes. Asked OIH to drop them off to me.

Bit windy and cool here today, but at least things are finally growing. It feels like the garden was holding its breath.

Today's mission:

• B/L/D from stores.
• Charge phone in work - done
• Gym at lunchtime - done
• No alcohol
• Water plants in greenhouse - done
• Keep checking TSB banking to see if it finally works :cool: - working but incredibly slow
• Poss cast on second sock if time/inclination. I haven't started yet as it's been too nice out and I wanted to be in the garden.

Normal work day so not much doing.

Have a good one all

clf x

DawnW

Morning all
Cool and windy here as well, but hoping it won't rain so I can dry the washing outside.

Done some bits already:
Renewed tax for camper van and OH's fishing licence online (defo not a NSD! ) Did get a reduction on the fishing licence due to him now being 65 though - there has to be some compensation for being old, right? :rotfl: That did at least pay for the increase in the vehicle tax since the reminder was received :eek: Nothing else spent, but will need to pay mechanic for operating on camper van's engine
RM surveys tasks done
Also posted a birthday card (from stock) to DS's GF, using a free stamp from RM surveys Wondered whether to send flowers, but decided that might look a bit OTT as she hasn't been on the scene for very long. Maybe next year - I do like her very much
Checked banks
Must put fishing licence and vehicle tax spends on spreadsheet Done
Washing machine on, will peg clothes outside on the line once done Done, all dry, a few things on ironing pile now
Strained off stock made in SC from yesterday's turkey bones and some odd giblets and bits from the freezer, veg and bones binned, cleaned up kitchen
No point in much more housework today as DD and the children are coming round :rotfl: Little GD played for ages with my old tin of buttons today
Need to check bread situation - I think I have some that has gone a bit stale, so will make 'pizzas' with it for lunch Pizzas made and eaten, enough for everyone, used up stale bread, added tinned tomatoes, some chopped peppers and mushrooms from freezer, grated cheese and some herbs
Water seedlings if need be, and it looks as though the front garden pots could do with a water Done
Meat left over from yesterday will do for dinner, with couscous and veg Done
Food waste confession needed today - had to bin a very small tupperware full of chopped parma ham which had gone mouldy :eek: Not sure why, as it usually keeps for ages ... but I should have frozen it Also had to throw out a small portion of parsnip soup that had been forgotten. Made sure there is nothing else lurking in there!
Used last of forced rhubarb to make a sponge pudding (cooked fruit with sponge mixture baked on top), enough for pudding for a couple of days

Will see what else I get time to do!

ziggy2407

Good Afternoon All

DNMS - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Woke up to gorgeous sunshine, will possibly have a quiet day at home as am shattered, busy day Saturday and Sunday I was a bit out of sorts, lol, (and then felt even more so after visiting mum) so didn't post as didn't want to bring the thread "down". Today we will:

Check Bank & made PAD - Done
Housework - Done
Purge a few emails -
Enter a few comps -
Surveys -
Swagbucks -
All meals from cupboards/fridge/freezer -
Check: Tombola Stars, Lucky Bob, Luckyphone, FPL, WinaDinner -
Read -
Knit -

Have a great day all.

C x

carrielovesfanta

ziggy2407 wrote: »

Good Afternoon All

DNMS - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Woke up to gorgeous sunshine, will possibly have a quiet day at home as am shattered, busy day Saturday and Sunday I was a bit out of sorts, lol, (and then felt even more so after visiting mum) so didn't post as didn't want to bring the thread "down". Today we will:


C x

You could never bring us down xx

little_pink_purse

Afternoon All

i was very busy at the week end a bit spendy but in budgets so happy

I managed to pay a extra £100 to my cc must up date my signature

I took my little car for a valet as i was unable to get rid of a smell possible milk my car smelt like pumps and sick !! noT nice not even vinegar left in the car help was well happy as my car was not very dirty
they would only take 1/2 the normal cost .

TODAY LIST
post ebay
shopping
check ebay
do one month accounts
washing on
do menu and stick to it
catch up with emails

better go talk soon
lpp

ziggy big hugs xx

foxgloves

Afternoon Daffodils,
My amazing power-list of mse things hasn't really gone to plan today, as a task I agreed to do on the local political scene ended up taking 3 times the length of time I anticipated. So bums to that, & I've migrated some of the outstanding jobs to tomorrow's list. Anyway, still some useful stuff:
* Bids overnight on 2 ebay items which have previously had no interest.
*Also, an enquiry from potential buyer who has offered lump sum for multiple items. This has taken time to sort out my end of the deal, should buyer wish to pursue it.
*Sang along to radio - "You make me feel like a natural woman" - not money saving, but pretty good on the therapy front!
*Jacket potato night tonight. For anyone who is thinking 'I bet mr f is making an epic man stew'....yes, he is....I am using up some feta with salad, walnuts, leftover half avocado to make a salad which should leave me G-L-O-W-I-N-G. People keep telling me my skin is 'good for my age'.....whay does that always sound like a back-handed compliment?.....so I am looking after it, inside & out!
*Paid 13 x 50ps into my sealed pot.
*Did 3 Prolific surveys, 1 Onepoll & 1 Toluna.
*Check baby veggie plants. (next job)
*Make tomorrow's packed lunch (next job after that)
*Check meal plans & get stuff for tomorrow's meal out of the freezer.
*Contact someone about uncollected preserves order & see what we can arrange.
*Did overnight laundry on half price tariff. All blowing dry outside on the line.
*Update DFW diary.
That's going to be about it for today, but I have Tues, Weds & Thurs to hammer my list like a hammery thing, so talk to you soon.
F x