Loan guarantor -Forged signature

BoGoF

Check your credit file as a matter of urgency. Who knows what else they have applied for in your name.

neo2001

thank you for all your help
I did not receive a phone call and there were no money transferred to my account.

neo2001

I would like to call Amigo to find out if money has been transferred without incriminating the relative.Is that possible?

BoGoF

neo2001 wrote: »

thank you for all your help
I did not receive a phone call and there were no money transferred to my account.

So either

a) the loan didnt go through or

b) it did go through and relative has pretended to be you on phone and maybe set up bank account in your name.

If relative gave own bank account details would Amigo be able to verify that it didn't belong to guarantor?

Flugelhorn

this was several months ago - I would be checking that there wasn't another bank account opened in your name

neo2001

how do I find if another account was opened in my name?

I would like to call Amigo to find out if money has been transferred without incriminating the relative.Is that possible?

BoGoF

Check your credit file

MataNui

The money will go to the account specified. Banks dont give a crap about the name provided. Just the account and sort number. They could simply of put their account details but your name.

Since you have received that letter it would suggest nothing has been done yet but check ASAP. If you just tell them that you didnt and its not been payed out then it probably wont go any further.

Candyapple

MataNui wrote: »

The money will go to the account specified. Banks dont give a crap about the name provided. Just the account and sort number. They could simply of put their account details but your name.

Since you have received that letter it would suggest nothing has been done yet but check ASAP. If you just tell them that you didnt and its not been payed out then it probably wont go any further.

The letter states the OP signed electronically on Christmas Day 2017. Given that's 4 months ago, I highly doubt OP would be receiving a letter from Amigo if the relative did not take the loan out. More likely scenario is the relative made payment for those 4 months and has now missed a payment which has triggered the letter to the guarantor (OP).

OP - is the relative a parent? Is that why you're afraid of getting them in trouble?

I posted the links to check your credit reports, you need to do this ASAP.

neo2001

Thanks Candyapple I will check that out ASAP