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Loan guarantor -Forged signature
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Write back to Amigo and tell them no payment has been received from them into your bank account ending XXXX - only give them the last 4 digits of your account number, nothing else.
Point out that, since they say in their Terms and Conditions that they pay the loan amount into the guarantor's account and you have not had any such funds deposited then you cannot be the guarantor they are seeking to recover anything from.0 -
Are you 100% sure it is a genuine letter ?
It takes a fair degree of forward planning, not to mention fairly personal knowledge, to pull off a stunt like this.
And when they defaulted, they must of known you would be contacted........a very risky strategy considering the consequences to both your relationship with them, and their likelihood of serving time at her majesties pleasure.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
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sourcrates wrote: »Are you 100% sure it is a genuine letter ?
It takes a fair degree of forward planning, not to mention fairly personal knowledge, to pull off a stunt like this.
And when they defaulted, they must of known you would be contacted........a very risky strategy considering the consequences to both your relationship with them, and their likelihood of serving time at her majesties pleasure.
Desperate people do desperate things, not necessarily thinking of the long term. People who use amigo obviously have a history of poor money management and so running off to Amigo to try and get more cash for whatever reason seems logical. The fact OP is already talking about how to avoid getting the police involved shows the borrower probably believed they'd get away with it. If OP won't shop them, they'll have to shoulder the debt as Amigo clearly aren't going to just give the money awaySam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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OP you say you dont want to get the police involved so are you going to pay the money back then, if you report the relative for fraud the loan may get written off.0
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I hope that we get to hear the next part of this story.Savings as of April 2023 Savings account - £26460.50(14474.88)Current account - £2140.24(4576.79)Total - £28600.74(19051.67) £1010 (£65pm CS/BS) £250 CS/BS/JS0
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zippygeorgeandben wrote: »I hope that we get to hear the next part of this story.
In 6 months time
SCAM Amigo loans taking money ILLEGALLYSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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