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Can I claim PPI if I don't have the full account numbers

Kipnae
Kipnae Posts: 19 Forumite
edited 17 April 2018 at 12:59PM in Reclaim PPI & other insurance
Hi ,

I have had several loans and CC's I think i could claim PPI on. However, the accoutns are now closed and all I have is the lender name, start date and end date from a Financial association report from Equifax/Experian from 2009 and another from 2006. . Listed on these reports are masked out account numbers with lots of XXXX's and I only have the final 4 digits of the account numbers - Should/ could I still claim ?

regards

Kipnae
«13

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You can put in a complaint, if you have complaint reasons.
  • Kipnae
    Kipnae Posts: 19 Forumite
    Even if I don't have the full account numbers?
  • Nasqueron
    Nasqueron Posts: 11,049 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Kipnae wrote: »
    Even if I don't have the full account numbers?

    Yes just provide the details you have, your name (old name if applicable), address at the time of sale etc and see what they come back with. Then construct your complaint

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Kipnae
    Kipnae Posts: 19 Forumite
    and that should all be done via the resolver site on here?
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Only if you like lost details and delays.

    Write directly to the lenders.
  • Kipnae
    Kipnae Posts: 19 Forumite
    not sure I understand what you mean.

    Are the suggested procedures we are advised to follow on this site wrong then?
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Resolver is a third party tool. It makes things slower and not all lenders accept information through it.

    If you send your complaint directly to a lender, you cut out the weak link of the chain.

    This site recommends Resolver because this site owns Resolver.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Do you have a reason to complain and evidence to back you complaint up.

    You dont get Ppi back just because you paid it.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • Kipnae
    Kipnae Posts: 19 Forumite
    no reason. The fact is I don't know if any of my closed accounts even had PPI attached to them. isn't that the point?
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Not really, as it would have appeared on statements and paperwork, especially in the case of credit cards.

    You may need a more robust reason.
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