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Account not on credit report

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Just noticed that my current account (Flexaccount) with Nationwide doesn't show on any of my credit reports.

I'm registered with Clearscore, Noddle and the MSE credit club and its not on any of them

I thought maybe because it doesn't have an overdraft on it but neither does my account with Halifax and that gets reported on my file every month.

Just wondering why its not on there?

Comments

  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Is it a really old account? It could be that due to the age of the account it was before the time of data being automatically sent to the CRAs and they would need your consent to do so.

    Either way, all you need to do is write to Nationwide and ask them to start adding your account data to all 3 main CRAs and wait for them to reply.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • Tom99
    Tom99 Posts: 5,371 Forumite
    1,000 Posts Second Anniversary
    Same here, my 1980 NatWest account which has the largest overdraft facility does not show.
  • chelseablue
    chelseablue Posts: 3,303 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I *think* I've had it since about 1999 when I was 16 and got a Saturday job
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