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Lifetime ISA - 1 year on..
adonis10
Posts: 1,810 Forumite
So, I am sat here considering a last minute foray into the LISA market but cannot get the doubts out of my head.. Well, the doubts are those that come from the fairly negative press and low take up that has surrounded the product.
My 72k of savings and investments are split as follows:
- 20k workplace pension (total contributions of 29%/month)
- 10k s&s ISA invested in VG LS 80 and 100
- 5k premium bonds
- 37k in higher interest current accounts and regular savers
I have a low mortgage (£141k on a £360k property) and so do not feel that I would need the 4k before retirement, however I am put off by all the negativity surrounding the product.
With only a day left to benefit from £1k top up for 2017/18, advice needed......
My 72k of savings and investments are split as follows:
- 20k workplace pension (total contributions of 29%/month)
- 10k s&s ISA invested in VG LS 80 and 100
- 5k premium bonds
- 37k in higher interest current accounts and regular savers
I have a low mortgage (£141k on a £360k property) and so do not feel that I would need the 4k before retirement, however I am put off by all the negativity surrounding the product.
With only a day left to benefit from £1k top up for 2017/18, advice needed......
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Answers are being posted on your duplicate thread at https://forums.moneysavingexpert.com/discussion/58211340
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