Can I cancel a used car warranty?

LittleBear

Hello,

I purchased a car at the weekend from a main dealer. Marshalls. They agreed to reduce the price but ONLY if we purchased the 1 year warranty to go with it, taking the total cost up to the asking price. Otherwise there was zero movement on asking price.

I've since read the small print on the warranty (due to a windscreen crack less than 30miles after purchase, unlucky!) and it covers very little . I've noticed that the warranty has a cooling off period of 30 days if you don't make a claim.

My invoice says car cost £xxxx (screen price of car minus warranty cost), warranty cost £349.

Legally, and in your moral opinion do I
1) cancel the warranty and reclaim my £350. Would I still get the standard 3 month warranty? Is this even possible as it was part of the negotiation? Morally questionable?
Or
2) keep the warranty and learn from the experience to read the small print first and drive a harder bargain


Thanks

Quentin

If you have a contract that allows you to cancel within 30 days cooling off period then of course you can cancel - cooling off periods allow you time to fully read up the contract and decide on whether it meets your needs

LittleBear

Quentin wrote: »

If you have a contract that allows you to cancel within 30 days cooling off period then of course you can cancel - cooling off periods allow you time to fully read up the contract and decide on whether it meets your needs

Thank you. Do you think it is morally questionable to do so given us taking the warranty was part of the deal?

Quentin

Morals don't really come into it - it's a legal condition both parties agreed to! (Presumably you weren't aware how useless the warranty is until later?)

caprikid1

"Thank you. Do you think it is morally questionable to do so given us taking the warranty was part of the deal? "


Might remove any goodwill

poppasmurf_bewdley

Was it morally right for the dealer to sell you a duff warranty in the first place?

Keep_pedalling

No warranties cover impact damage, so I don!!!8217;t know why anyone thinks the warranty is duff, simply because it does not cover a damaged windscreen.

Quentin

Keep_pedalling wrote: »

No warranties cover impact damage, so I don!!!8217;t know why anyone thinks the warranty is duff, simply because it does not cover a damaged windscreen.

According to the op it was the crack that prompted him to read the small print for the first time.

But it's not unusual to discover a car warranty bought off a second hand car dealer is duff!

loskie

morals don't come into it when dealing with car dealers.
Just cancel it, you should be covered under consumer protection rights anyway so you are likely to be paying for nowt.

LittleBear

In the interest of honesty we only took the warranty in order to get *some* sort of extra perk on top of the screen price as no amount of negotiation would get them to lower the price. If I cancelled the warranty I would be getting a £349 discount via the back door. I guess a bit like people who buy cars on finance for the dealer contribution and then cancel the finance and pay in cash! But yes it was only reading the small print that I can see the long list of exclusions.

jimjames

LittleBear wrote: »

In the interest of honesty we only took the warranty in order to get *some* sort of extra perk on top of the screen price as no amount of negotiation would get them to lower the price. If I cancelled the warranty I would be getting a £349 discount via the back door. I guess a bit like people who buy cars on finance for the dealer contribution and then cancel the finance and pay in cash! But yes it was only reading the small print that I can see the long list of exclusions.

It's not a discount via backdoor, you've paid for it.

Dealer has to warrant the car he is selling as being satisfactory regardless of whether you buy a warranty or not