XL Tyres - Yes or No ?

neilmcl

Gloomendoom wrote: »

Presumably, deviating in any way from the tyres originally fitted when the car was produced, including make and model, would also be a modification, plain and simple?

Don't be obtuse, make and model of tyre has nothing to do with it's specification.

I don't see what the issue is anyway, the insurer is unlikely to make an issue of it let alone charge extra for the change but they would still probably need to be informed.

Gloomendoom

neilmcl wrote: »

Don't be obtuse, make and model of tyre has nothing to do with it's specification.

I take it that you don't know much about tyres? Tyres of outwardly the same spec vary hugely in performance characteristics between manufacturers and even between different models of the same spec tyres offered by the same manufacturer.

Herzlos

neilmcl wrote: »

Unless an XL tyre is OEM fitment for your vehicle then it would be classed as a mod, plain and simple.

Insurers may care if you use a tyre under the required spec, if you had an accident, they'd never agree to you using them. Having one that is over in terms of speed or load rating isn't an issue - why would it be?

You'd be correct if you were talking about profile/diameter/width, though.

[Deleted User]

I seriously doubt that if you write your car off and the insurance man looks over it he will deny you a payout because your tyres said XL. Probably won't even give it a second thought.

BananaRepublic

neilmcl wrote: »

Just be aware that if you change to a tyre that's not recommended by the manufacturer for your vehicle and is not standard spec then you will have to notify your insurer as this will be classed as a modification.

I don’t believe that. If the tyre is unsuitable, then it might void a claim if it could be shown that it contributed to the accident.

AdrianC

XL means higher load rating. Exceeding the manufacturer's load rating will not be an issue.

neilmcl

BananaRepublic wrote: »

I don!!!8217;t believe that. If the tyre is unsuitable, then it might void a claim if it could be shown that it contributed to the accident.

I never said or implied it was unsuitable, still doesn't take away from the fact that some insurers would class this as a mod.

Again, I don't see what the big issue is, a simple phone call to the OP's insurer would settle this and unlikely result in any charge or increase in premium.

AndyMc.....

neilmcl wrote: »

I never said or implied it was unsuitable, still doesn't take away from the fact that some insurers would class this as a mod.

Again, I don't see what the big issue is, a simple phone call to the OP's insurer would settle this and unlikely result in any charge or increase in premium.

Unless they’re disinterested they are likely to record the information and could see that as an excuse to charge a £35 admin fee.

neilmcl

AdrianC wrote: »

XL means higher load rating. Exceeding the manufacturer's load rating will not be an issue.

Well done, you've already said that.

Personally, I don't see why you would want to put XL tyres on if you didn't require them. All you'll be doing is sacrificing comfort and increasing fuel consumption.

AdrianC

neilmcl wrote: »

Well done, you've already said that.

I said it again, because it needed saying again in light of the posts immediately above.


XL tyres will not cause any kind of insurance woes, because they simply only differ from non-XL in one way that's irrelevant. They are not "unsuitable".

Personally, I don't see why you would want to put XL tyres on if you didn't require them. All you'll be doing is sacrificing comfort and increasing fuel consumption.

Indeed.