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Busy Mee's Last Leg
Comments
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Congratulations BusyMee that’s amazing well done on being very nearly there! Best CM3
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Congratulations..Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 20223
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That’s brilliant newsMortgageStart Nov 2012 £310,000
Oct 2022 £143,277.74
Reduction £166,722.26
OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
2022 MFW #78 £10200/£12000
MFiT-6 #28 £21,772 /£750002 -
Congratulations. Looking forward to the day when I can stay the same.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20281 -
That is absolutely brilliant you really are a star..Just goes to show what can be done with hard work4
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Thank you everyone. We couldn't have done it without the help and advice from this lovely community. So I can formally announce ............
On 30 April 2020 we are officially mortgage neutral
I started my first diary on 4 January 2015 with a mortgage of £271,751 and 5 years and 4 months later (with help from Mr Mee's pension lump sum) we could now pay the mortgage off in full. It would leave us with a big fat nothing in savings, but we are now secure in our house
It feels great
I'll be back tomorrow with the April update. I am sticking with my diary peeps, because I like you all and we need to build up some forever savings. Besides we haven't actually paid the mortgage off and I want to keep chipping away at it so that the final payment at the end of term doesn't give me the vapours
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Fantastic news
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.3 -
Oh that's brilliant. Think the idea to chip away at it so that there isn't a heart stoppingly large payment at the end is really sensible. It means you will have savings left over when its paid as think that is what would make me most anxious.3
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Congratulations. Must be an amazing feeling. I too think I will go down the chipping away at it routeAchieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20282 -
Congratulations. You may well have inadvertently helped me to think of a new plan. Rather than chasing MF but being hampered by the logic of increasing savings aswell I'm going to aim for mortgage neutral...new worksheet on spreadsheet required
MFW: Was: £136,000.......Now: £47,736.58......4
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