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  • RhiBi
    RhiBi Posts: 709 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Well I've just paid another£5 off the Next account so it now stands at £898!!!! It's below £900, I'm amazed! I'll keep plodding, it'll be below £800 by the end of the month! Maybe even below £750 :O

    Thank you everyone for your support and advice xxxx
    Virtual Sealed Pot No.07
  • beanielou
    beanielou Posts: 96,602 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    RhiBi wrote: »
    Well I've just paid another£5 off the Next account so it now stands at £898!!!! It's below £900, I'm amazed! I'll keep plodding, it'll be below £800 by the end of the month! Maybe even below £750 :O

    Thank you everyone for your support and advice xxxx

    :j:j:j:T:T:T:D
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • RhiBi
    RhiBi Posts: 709 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Well it's been a while but I've not fallen off the wagon, in fact I'm very much still on it!!

    I've been PADding like a crazy thing and my Next account that was touching £2100 in January, currently stands at £670! I am so pleased with myself! Back in January, I was dreading the Next account payment as the minimum was around £100 and I seriously thought I couldn't afford it! Reading and posting here has helped me so much, the PADding challenge is amazing and I can't believe that I'm now paying around £250 a month plus we have more money in our bank account!

    I've still a long way to go, but I know I can do this! Once the Next is cleared, that money will hit the credit card!

    I think I might be winning at this :D
    Virtual Sealed Pot No.07
  • beanielou
    beanielou Posts: 96,602 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    RhiBi wrote: »
    Well it's been a while but I've not fallen off the wagon, in fact I'm very much still on it!!

    I've been PADding like a crazy thing and my Next account that was touching £2100 in January, currently stands at £670! I am so pleased with myself! Back in January, I was dreading the Next account payment as the minimum was around £100 and I seriously thought I couldn't afford it! Reading and posting here has helped me so much, the PADding challenge is amazing and I can't believe that I'm now paying around £250 a month plus we have more money in our bank account!

    I've still a long way to go, but I know I can do this! Once the Next is cleared, that money will hit the credit card!

    I think I might be winning at this :D

    You are winning :j :j :j :j :A
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Good reading RHiBi...
  • RhiBi
    RhiBi Posts: 709 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I’ve not updated here much, but I’ve been plodding away! So much so that, as of a few minutes ago, my Next bill has a balance of ZERO:j:beer:

    From over £2100 in January, it’s gone, never to return!!!!!
    Virtual Sealed Pot No.07
  • beanielou
    beanielou Posts: 96,602 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    RhiBi wrote: »
    I’ve not updated here much, but I’ve been plodding away! So much so that, as of a few minutes ago, my Next bill has a balance of ZERO:j:beer:

    From over £2100 in January, it’s gone, never to return!!!!!

    That is awesome :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • RhiBi
    RhiBi Posts: 709 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    beanielou wrote: »
    That is awesome :)

    Thank you! You’re one of the ones who’s helped. You constantly post encouragement and it really has helped!

    Snowball onto the credit card now!
    Virtual Sealed Pot No.07
  • Mumoffourkids
    Mumoffourkids Posts: 1,071 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Well done on getting Next account to zero!! It does feel good when one debt goes completely. Onto the next one now!
  • beanielou
    beanielou Posts: 96,602 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    RhiBi wrote: »
    Thank you! You’re one of the ones who’s helped. You constantly post encouragement and it really has helped!

    Snowball onto the credit card now!

    Thank you:):o
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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