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20/20 Vision (repaying a debt to my home and myself)

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  • Look at you talking so many things in your stride. You're doing amazingly well.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • lonelyrat
    lonelyrat Posts: 567 Forumite
    Fourth Anniversary 500 Posts Combo Breaker Photogenic
    What a lovely gratitude post :o Wonderful and positive sounding, I love it! Sounds like you managed extremely well under pressure. 300 miles :eek: and a breakdown!
    Total Debt : ?? / ??
  • beanielou
    beanielou Posts: 96,090 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    All sounding good :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,163 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Look at you talking so many things in your stride. You're doing amazingly well.
    Thank you INOD. I am up and down as you know but definitely feel on an up right now :)
    lonelyrat wrote: »
    What a lovely gratitude post :o Wonderful and positive sounding, I love it! Sounds like you managed extremely well under pressure. 300 miles :eek: and a breakdown!
    Thanks lonleyrat. I must admit, probably 40 of those miles were probably due to being lost and not being able to exit the motorway at the correct place :o
    beanielou wrote: »
    All sounding good :)
    Thanks Beanie :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,163 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    The front and back gardens are cleared and everything looks thinned out, cut back and manageable again. I am going to make an effort to get some tubs planted up. I would really like some veggies so thinking I need organic compost.

    There is a railway replacement tomorrow. I look forward to them as it means a free bus to an area it would cost me £9 return if I took the train. I will choose things in the garden department of BnQ and see if I can get free delivery. Will also do a bulk YS shop of protein items for the freezer.

    WFH but going for a walk after work just to get the heart rate pumping…

    Calling Redo and other garden type people, I have some old sinks but they are not too deep. Are there any veggies I could grow in them? What veg has shallow roots?

    I also have a big metal dustbin I intend to turn into an herb garden but also grow tomatoes and chillies. Can you even grow them all together?

    The outside of the house now looks tidy but the inside is still a terrible mess. So much so that I am sure I am washing clean clothes for a second time due to not ironing them and putting them away the first time.

    Ironing done and washing machine on.

    Making beetroot humous today and lentil and spicy red pepper soup. A bit warm for soup but using what I have.

    Burning frankincense today as it is so very calming.

    Wishing you all a lovely Saturday
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Enjoy the sunny weather - and keep up the good work

    our garden is a bit overgrown at the moment and we have lots of overhanging trees from outside. took the plunge and spoke to a gardener (the nephew-in-law of a neighbour - that's how it works round here) asked him to do some wholesale clearance. Hope the price will come in under a £1k. That will mean I can concentrate on gardening for beauty not going in to battle for the rest of the summer!!

    will definitely get the lawn done and the most outrageous weeds picked
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Hi DIA

    Your posts are so positive. It's so good to read.

    Have you thought about about salad leaf or spinach in the old sinks.

    Have a great weekend.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • doingitanyway
    doingitanyway Posts: 10,163 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Thanks that Parsniphead :)

    I love salad leaves and spinach. Would sinks be deep enough to grow them in?
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,163 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    mark88man wrote: »
    That will mean I can concentrate on gardening for beauty not going in to battle for the rest of the summer!!
    Good luck with your garden plans. Your comment is exactly how I feel. Now it is cleared I can look at growing veggies and planting up plants :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,163 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Today in sorting out the house I found one of those little slips from a well known chemist. It printed out my weight and body fat.

    In August 2008 my weight was actually half a stone heavier than it is today. I realise that isn't cause for celebration and I have a way to go but the story I tell myself about getting heavier each year is not true at all

    Just saying...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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