My Whole World Has Just Fell Apart

northernlass_2

yes, the house was rented by my mam and dad, then mam died and dad left, i kept the house going as a single parent. then i met hubby and we bought the house from the council together.

~Chameleon~

northernlass wrote: »

what about housing benefit if you have a mortgage?

As Scarlett1 has already said, HB isn't payable for a mortgage but you may be able to claim Income Support Mortgage Interest (ISMI) although there are lots of rules and conditions that can affect how long you have to wait before receiving any financial help, and also the amount they will actually pay.

This site explains it all in more detail ...

http://england.shelter.org.uk/advice/advice-4176.cfm

PasturesNew

northernlass wrote: »

yes, the house was rented by my mam and dad, then mam died and dad left, i kept the house going as a single parent. then i met hubby and we bought the house from the council together.

How many of your kids are his?

I do hope you manage to keep the house as your circumstances, imho, are slightly different to the norm and it's not just a house/home, but a whole link to your dear mum.

northernlass_2

hi there, 2 of the kids are his, my oldest was 7 when we met 10yrs ago, i then went on to have another 2 while we ahve been together

northernlass_2

PasturesNew wrote: »

How many of your kids are his?

I do hope you manage to keep the house as your circumstances, imho, are slightly different to the norm and it's not just a house/home, but a whole link to your dear mum.

i really dont think he would make me sell the house as the kids have always said they love it here and they have all their friends and their school is here, but on the other hand we have £60000 equity in this house and nobody is going to pass that up when they need a place of their own are they???

PasturesNew

northernlass wrote: »

nobody is going to pass that up when they need a place of their own are they???

Well, if he's on benefits, getting half of that will reduce his income. So he might be happy for it to sit there.

northernlass_2

northernlass wrote: »

oh by the way my hubby is on benefits but i get nothing at the moment,
he gets
DLA
IB
IIB
WP
so he is gonna have loads of money each week will he have to pay maintenance out of all of the above benefits and will that effect what i can get.
thanks again

would he lose out on any of these benefits, coz if he still gets them he will be on more money than us as a family of 4.