CIFAS registration - what effect on Credit Card Applications

bigpappa

From CIFAS website

If you are looking to check whether you have been registered with us as a victim of fraud, you should check your credit report rather than make a Subject Access Request. Get in touch with any of the main credit reference agencies; your report will show Cifas 'victim markers' as well as lots of other useful information that will help you to spot if a fraudster is attempting to use your identity.

Victim markers !!!8211; !!!8216;Victim of Impersonation!!!8217; and !!!8216;Victim of Takeover!!!8217; !!!8211; remain in place for 13 months from the date of submission. Both will appear on credit reports.

So does anyone know how long that takes to get onto your CRA?

Wizardy18

Not actual a limited status (ltd) "company".

I mean, there are a few "limited" infairness, that will automatically rejected an application they receive if the applicant has a CIFAs marker.

Anthorn

bigpappa wrote: »

What extra ID documents? I only have a passport and old school paper licence.

I usually provide passport, energy statements (gas, electricity, water), bank statement and credit card statement. I would advise that if you currently have online statements you revert to paper statements but check on whether a charge will be levied.

bigpappa

Anthorn wrote: »

I usually provide passport, energy statements (gas, electricity, water), bank statement and credit card statement. I would advise that if you currently have online statements you revert to paper statements but check on whether a charge will be levied.

I have paper billing. A bit old school but then the lloyds adviser said consider going paperless as its less chance of mail interception.

eco_warrior

If you!!!8217;ve had fraud against you = CIFAS is good

If you commit fraud = CIFAS is bad

Simple really.