📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

I want to believe I can do this!

1…4142444647…54

Comments

  • enthusiasticsaver
    enthusiasticsaver Posts: 16,070 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Fantastic progress. You should feel really proud of yourself.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Kitten868 wrote: »
    Wow Pidge! Just look at your sig! There's practically nothing on there! You've totally turned it all around. Are you closing this credit card too? Are you credit card free? As for overdrafts I have mine on £100 so if something goes out I'm not hit with charges but generally try to forget its there. AND only 2 people left to pay.

    Hello Kitten. Unfortunately, I had deleted my remaining credit card off my signature yesterday so sadly I am not credit card free at the moment. It will happen one day!
    That is a really good idea about your £100 overdraft limit. Have a lovely Christmas.
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Fantastic news just before Xmas pidge well done have a fab Christmas xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    .Merry Christmas, Pidge! :T


    Have a wonderful day and I look forward to reading more of your tales of debt-busting interspersed with mince pies! X
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • Chrystal
    Chrystal Posts: 2,000 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Wishing you a Happy Christmas and a Positive 2019 :xmastree: X
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Popped into Sainsburys earlier and got a Christmas tree for next year for £3.50!
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    Well done you! That's a brilliant price.

    Keep up the great work Pidge. I'm sorry I got the wrong end of the stick. Either way your debt is coming down so quickly. I am so impressed. You are really getting there and will soon be focusing on your savings goals. Hope you're having a lovely Christmas xxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • Choccygirl123
    Choccygirl123 Posts: 1,035 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Hi pidge,

    I've just binge read your diary from start to finish and you have done amazingly well! Your selling is an inspiration! I've got stacks of things, but never find the motivation.

    Keep going lovely and you'll be debt free before you know!
    Finally Debt Free 24/4/2023 
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Absolutely brilliant Pidge :) Well done :)
    Nevertheless she persisted.
  • Choccygirl123
    Choccygirl123 Posts: 1,035 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Well done pidge you're doing amazingly well and I'm very impressed with a £3.50 Christmas tree.

    Happy new year x
    Finally Debt Free 24/4/2023 
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture