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I want to believe I can do this!
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It was a full on weekend!
14 days until pay day and my re-boot.
Looking forward and feeling more hopeful.
Getting some babysitting jobs coming through.
Keep looking at my 6 month spreadsheet. Find it extremely reassuring!Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.0 -
Another one here always staring at their spreadsheets! Haha.
Onwards and upwards
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Keep going Pidge, you're doing great xx0
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12 days until pay day and my financial re-boot. Feeling ok and looking forward to getting back on it. Looking forward to lowering my debt. Looking forward to setting myself some 3 month targets. Looking forward to crossing things off my spreadsheet.Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.0
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Keep going. You are doing very well in all sorts of areas of your life. Well done on 2nd babysitting job. Every little helps.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80000 -
Babysitting circles is something I would never have considered had I not been reading your diary - thank you for the suggestion , I am going to look in to it in my area0
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Got a babysitting booking for New Year’s Eve! £60!Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.0
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Fantastic! Not only will you be making money by babysitting, but saving money on not going out.
So pleased for you x0 -
9 days until pay day and my financial re-boot. What a spendy month it has been.
I did DD birthday party for the grand sum of £37. Best one ever! When I think of the year I spent £45 on fancy napkins, party bags and hats, plates and cups ON MY CREDIT CARD because they were PRETTY. Idiot.Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.0 -
Anyway, car insurance. Mine is up for renewal. I currently pay £25 a month plus £17 annually for breakdown cover.
I did a compare car insurance search yesterday and the lowest quote came out at £17 a month.
I have visions that I would end up having no cover at all for £17. What should I do? Go for a higher one? How does it work?Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.0
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