insurance on a field

edited 30 November -1 at 1:00AM in Insurance & Life Assurance
5 replies 760 views
marc3marc3 Forumite
287 Posts
Part of the Furniture 100 Posts Combo Breaker
✭✭
edited 30 November -1 at 1:00AM in Insurance & Life Assurance
insurance on a field

I need to assist someone to insure a 'field '.

no experience of that type of insurance before.

approx 1/3rd acre.
no planning permission (but may get in future .

4 old sheds on it -with some contents =approx £20K worth.

field has tall trees on it-arguably could damage nearby housing if they were blown over in a mini hurricane.

-any very approx idea how much insutrance may be ,and equally-a recommended insurer who deals with that type of risk

many thanks

Replies

  • DCFC79DCFC79 Forumite
    40.3K Posts
    Part of the Furniture 10,000 Posts Name Dropper
    ✭✭✭✭✭
    Try "insurers who insure fields" on Google.
  • agrinnallagrinnall
    23.3K Posts
    ✭✭✭✭✭
    marc3 wrote: »

    field has tall trees on it-arguably could damage nearby housing if they were blown over in a mini hurricane.


    That would only be an issue for you/your insurer if you had been negligent - damage caused by a tree falling due to extreme weather is generally not covered by insurance and is not something that you would be liable for.
  • For land liability I have used Commercial Express (who are an agency and while I'm not sure of the insurers backing it, I think they only use A rated insurers.)

    They have a ratings guide on their website that gives a price per acre depending on the type of land e.g fallow/pending development etc.

    They may be broker only though, in which case I would recommend the BIBA Find a Broker service, but the ratings guide gives an idea of premium. Not sure if your plot of land is too small or if this is what you are looking for, but worth checking out their website.
    Lloyds broker working in Private Clients and Property Owners.


    Looking to help and be helped.
  • Robin9Robin9 Forumite
    8.6K Posts
    Part of the Furniture 1,000 Posts Name Dropper
    ✭✭✭✭
    TRy NFU (National Farmers Union)
    Never pay on an estimated bill
  • marc3marc3 Forumite
    287 Posts
    Part of the Furniture 100 Posts Combo Breaker
    ✭✭
    thanks for responses
This discussion has been closed.
Latest MSE News and Guides

A guide to council tax bands

Lower your band & save £1,000s

MSE Guides

Cinema MoneySaving tips & tricks

Including year's 2for1 movies for £1

MSE Deals