insurance on a field

marc3

insurance on a field

I need to assist someone to insure a 'field '.

no experience of that type of insurance before.

approx 1/3rd acre.
no planning permission (but may get in future .

4 old sheds on it -with some contents =approx £20K worth.

field has tall trees on it-arguably could damage nearby housing if they were blown over in a mini hurricane.

-any very approx idea how much insutrance may be ,and equally-a recommended insurer who deals with that type of risk

many thanks

DCFC79

Try "insurers who insure fields" on Google.

agrinnall

marc3 wrote: »

field has tall trees on it-arguably could damage nearby housing if they were blown over in a mini hurricane.

That would only be an issue for you/your insurer if you had been negligent - damage caused by a tree falling due to extreme weather is generally not covered by insurance and is not something that you would be liable for.

PrivateClients

For land liability I have used Commercial Express (who are an agency and while I'm not sure of the insurers backing it, I think they only use A rated insurers.)

They have a ratings guide on their website that gives a price per acre depending on the type of land e.g fallow/pending development etc.

They may be broker only though, in which case I would recommend the BIBA Find a Broker service, but the ratings guide gives an idea of premium. Not sure if your plot of land is too small or if this is what you are looking for, but worth checking out their website.

Robin9

TRy NFU (National Farmers Union)

marc3

thanks for responses