2007 Student Loan

I graduated in 2006 and had a student loan.
I have since been overseas and recently returned to the UK where I have started working and seen that an automatic payment has started coming out my account.
I have read various forums that I have a right to challenge the loan request given that it has not been requested in all the time since I graduated. Do I have any rights to this at all?
Thanks in advance.


  • silvercar
    silvercar Posts: 47,094 Ambassador
    Academoney Grad Name Dropper Photogenic First Anniversary
    Basically, once you earn over the threshold for repayments you start repaying. That is what you signed up to when you took the loan.

    Just because they didn't request anything in the mean time is irrelevant.

    Did you keep in touch? Log in to your slc account? Notify current address throughout the last 11 years?
    I'm a Forum Ambassador on The Coronavirus Boards as well as the housing, mortgages and student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    First Post Combo Breaker
    Why don't you think you should be repaying the loan? If you didn't want to repay it you shouldn't have taken it out in the first place.
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