2007 Student Loan

I graduated in 2006 and had a student loan.
I have since been overseas and recently returned to the UK where I have started working and seen that an automatic payment has started coming out my account.
I have read various forums that I have a right to challenge the loan request given that it has not been requested in all the time since I graduated. Do I have any rights to this at all?
Thanks in advance.


  • silvercarsilvercar Forumite, Ambassador
    44.8K Posts
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Basically, once you earn over the threshold for repayments you start repaying. That is what you signed up to when you took the loan.

    Just because they didn't request anything in the mean time is irrelevant.

    Did you keep in touch? Log in to your slc account? Notify current address throughout the last 11 years?
    I'm a Forum Ambassador on The Coronavirus Boards as well as the housing, in my home and student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to [email protected] (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • agrinnallagrinnall PPR
    23.3K Posts
    10,000 Posts Combo Breaker
    Why don't you think you should be repaying the loan? If you didn't want to repay it you shouldn't have taken it out in the first place.
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