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Littlewoods - account closure
nicoouk
Posts: 1 Newbie
Hi all,
Was hoping someone could share their thoughts on this.
I recently checked my credit report and was shocked to see how high my littlewoods credit limit was. Its an account i no longer use and no longer require - i wanted the account, along with the high credit limit taken off my credit file.
I phoned littlewoods customer services two weeks ago - they took my request to close the account verbally and confirmed it would be done and that i will receive confirmation in a few days.
Two weeks passed and i hadn't heard anything, i called back again this evening and they told me that as i haven't used the account for a few months, the had sent me notice that they were going to terminate my account - but it wont be closed until 29/04/2018.
In the meantime, I am still able to log into the account and the credit limit is still available on there. I just want the account to be closed and feel its unfair on me to have to wait until the date they have chosen.
I have asked to raise a complaint - they refused.
Was hoping someone could share their thoughts on this.
I recently checked my credit report and was shocked to see how high my littlewoods credit limit was. Its an account i no longer use and no longer require - i wanted the account, along with the high credit limit taken off my credit file.
I phoned littlewoods customer services two weeks ago - they took my request to close the account verbally and confirmed it would be done and that i will receive confirmation in a few days.
Two weeks passed and i hadn't heard anything, i called back again this evening and they told me that as i haven't used the account for a few months, the had sent me notice that they were going to terminate my account - but it wont be closed until 29/04/2018.
In the meantime, I am still able to log into the account and the credit limit is still available on there. I just want the account to be closed and feel its unfair on me to have to wait until the date they have chosen.
I have asked to raise a complaint - they refused.
0
Comments
-
It will be closed on the date they have told you.
Just don't use it - as you haven't been doing thus far.
I don't see what the issue is or what you're seeking by making a complaint0 -
Your starting to sound desperate, take a moment, just forget about it, it will be closed in due course.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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