The long haul supporters thread...

sickasachip13

Ooh, do we get numbers?

Can I be in please?

Keeping_Positive

Hi Guys

Yes numbers available. In Search of Me pops in once in a while and allocates them. Good luck with your journeys and welcome.

clareb2010

Free listing on the bay of E this weekend!!

millionaire_in_training

woohoo. I'm going to get my 20 items on them

chris81418

clareb2010 wrote: »

Free listing on the bay of E this weekend!!

Thanks for that Clare - I might list some items too!

clareb2010

Glad to be of service!

We had a letter from Ge Money yesterday showing no interest being charged so that is a yeah!

kashton_2

Hi all,
I have read most of this thread and have decided this is where i need to be (not want lol)
Me and OH owe about £30000, i only discovered it was this amount this weekend when i was determinded to sort out our debt only to find this.
Havent entered it all onto a snowball yet as i need to get fifures and interest rates etc but i know it wont be paid off in a few weeks!

I am hoping to change my job to self employed in a few weeks so i am hoping i can knock off some good amounts but until that happens its just minimum payments and pennies,
My plan is to take the lowest debt each time and pay everything i can off, i know i will pay more interest on some of the higher amounts but i think that if i can see debts disappearing i will be more and more motivated to get rid of them if you see what i mean?
Looks like i am going to be hear a LONG time.
Can i have a number please?

millionaire_in_training

Welcome Kashton. In search of me will be along and allocate you a number.
Re the paying off small debts first. I think quite a lot of folks do that just for the sheer motivation of seeing them disappear. I hope this works for you. You might change your mind when you do the snowball and actually see what you get charged in interest. It is a shocker:eek:. I think it is just legal robbery and until I started on here I had no idea that when I was paying £60 minimum payment to my cc that only £5 came off the debt and the rest was interest. I probably didn't want to know if I'm perfectly honest, I just wanted to keep spending. Not anymore . Good luck on your debt journey. Keep posting x

TeetersOnHeels

It's been a while since I last checked in...The light bulb had a bit of a flicker, and I lost my motivation..
But I'm back. Decided not to go down the DMP/IVA route as I really want to move house in 2013/14..so need to pay everything off myself.
DS is now 16, and I've got the opportunity of a second job. It's working with vulnerable people in residential units. It's not a million miles away from what I do for my full time job. Only difference is these are 12hr shifts. I currently work Mon-Fri, so am not sure if I should work a 12hr day shift, or do the nightshift (don't mind nights too much, and I'd still feel like I'd been at home over the weekend). Am a bit nervous about staring somewhere new - I've worked at the same place for nearly 20yrs!!! But it will be an enormous help when it comes to making ends meet. Still waiting for my CRB check to come back though ....seems to be taking an age :mad:

Keeping_Positive

Good luck with the new job Teeter