Control Start Of Fidelity Investment

egamar

Joey122 wrote: »

Has anyone found out if this (cash fund) is eleible for S&S ?

Also can anyone please confirm what the rate of return was returned in the last three years AFTER all fees?

I see 4 / 5 % - Is that the case?

I think your link is broken - but the answer is probably not: I think there's only the one CoFunds (strictly) cash fund that works that way as I mentioned above.

moneyandmountains

Joey122 wrote: »

I might like to keep my money in cash for the next 6 months but want to make sure that this is done by using my 4K allowance which I have for stocks and shares.

There is no point in doing this, as cash held within a stock ISA is still subject to tax. As long as you invest the money into an ISA before the end of the tax year, then you won't lose your allowance.

Better to keep the money in a standard savings account for the moment. At least then you have the flexibility to access the money without having to withdraw it from the ISA.