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Another roundabout accident - my fault or 50:50?

Roland_Sausage
Posts: 725 Forumite


in Motoring
Was at a roundabout this afternoon. It's more or less a perfect roundabout, 4 exits all at 90 degrees to one another, 2 lanes all the way, etc.
I'm in the left lane waiting to turn left, there's a guy in front also waiting to turn left. The traffic is fairly light, and the guy in front is dithering a bit and missed a few opportunities to make his move. Even my aunt in the back said "what's this guy waiting for?".
Anyway, another opportunity arises, no traffic coming from the right, I watch his brake lights go off and he pulls away. I release my foot from the brake and my car starts to creep forward (it's an auto), I look to the right double checking all is clear, (getting ready to either hit the accelerator or give way) and next thing the wife is yelling "watch out" and I hit the back off the guy in front, who whilst I was looking to the right, has changed his mind about moving off after all and stopped again :mad:
Even stranger, as I go to get out of the car to make sure everything is ok, he just drives off. I am guessing he has decided his 15 year old Corsa is not worth the effort of checking.
As I said, I didn't even have my foot on the accelerator so there was no damage to my car.
So hypotethically, if there had been an insurance claim of any kind who would have been at fault? I am thinking it was probably completely my fault, but would there be any 50:50 due to the guy in front moving off and subsequently stopping for no apparent reason?
I'm in the left lane waiting to turn left, there's a guy in front also waiting to turn left. The traffic is fairly light, and the guy in front is dithering a bit and missed a few opportunities to make his move. Even my aunt in the back said "what's this guy waiting for?".
Anyway, another opportunity arises, no traffic coming from the right, I watch his brake lights go off and he pulls away. I release my foot from the brake and my car starts to creep forward (it's an auto), I look to the right double checking all is clear, (getting ready to either hit the accelerator or give way) and next thing the wife is yelling "watch out" and I hit the back off the guy in front, who whilst I was looking to the right, has changed his mind about moving off after all and stopped again :mad:
Even stranger, as I go to get out of the car to make sure everything is ok, he just drives off. I am guessing he has decided his 15 year old Corsa is not worth the effort of checking.
As I said, I didn't even have my foot on the accelerator so there was no damage to my car.
So hypotethically, if there had been an insurance claim of any kind who would have been at fault? I am thinking it was probably completely my fault, but would there be any 50:50 due to the guy in front moving off and subsequently stopping for no apparent reason?
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Comments
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Would be 100% your fault.0
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100% you.
Doesn`t make him less of a prat though.0 -
Yep, I suspected as much.
I suppose the lesson learned is to always expect the unexpected when it comes to other drivers.0 -
Despite the other drivers dithering and random stopping I would have to agree it's your 'fault' from an insurance company view.
Being critical I would suggest if you see someone driving badly then give them a bit extra room and stay out of their way!0 -
Roland_Sausage wrote: »but would there be any 50:50 due to the guy in front moving off and subsequently stopping for no apparent reason?
There may have been a tortoise crossing the road, which you could not see0 -
The answer has to be don't drive where you aren't looking. I've done it - pulling out of an unsighted car park at rush hour, going for the gap - not realising that the car going past had jammed the anchors on and had stopped just in front of me.
It is quite hard to resist, but really you need to look in front, check, look in front, move, not look in front, check, move.
In this case, clearly a driver lacking in confidence which the OP had already worked out, yet they assumed when they started driving off that they were going to be competent - there was already evidence that they weren't.0 -
Get a dash cam for future just in case it's a try it on crash for cash type
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Get a dash cam for future just in case it's a try it on crash for cash type
Good idea. I've been considering one for a while anyway, so perhaps now is the time.
I'm not sure it was a crash for crash, as the guy took off before I even got out the car. He probably didn't have insurance or something.0 -
Did you really need to ask?
You do realise that you are responsible for where you drive, and not driving into other cars, yes?
What if a pedestrian had stepped in front of your car just as you were "looking to the right"? You wouldn't be here asking a hypethetical question - you might have been facing a charge of causing death by careless (or dangerous) driving.0 -
Unless it is proven to be a "fix" there is generally 100% blame on the driver who goes into the back of another. There should never be a reason you are not far enough away to come to a stop before hitting them.0
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