We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
transferred balances with new cards
Options

Mark_Anthony
Posts: 10 Forumite

Hi,
I hope i'm in the correct place.
First of all, i'm in debt of about £11,000 on 3 credit cards.
1 is £2,300
2.nd is 4,300
3rd is 4,390
Silly thing to do, but i had no choice.
they started charging me interest now, as it was 0% of over 14 months.
I'm new to this stuff, so i want to get 3 separate cards to make a balance tranfer.
I went onto another site and got a credit card with Barclaycard Platinum,
Don't 100% know all the meaning, but learning.
Lowest cost
Cost to you: £23
Debt repaid in: 33 months
Interest free period
0% 30 months
balance transfer offer
Then 19.9%
Fees
0.55% fee
on transferred
balances
Representative APR
19.9% APR variable
They gave me £3800 on the Barclaycard.
I want to pay most of it from The Barclaycard to the nationwide card, that has £4.300 left to pay.
1, i have no idea how i do this, do i do this from the Barclaycards online account, and tranfer it from there to the nationwide card? i don't 100% understand what i do..:doh:
also, shall i get 2 extras cards to do the same process.
Like i said, i'm clueless to this kind of stuff.
Be Grateful for someones help.
Thanks
I hope i'm in the correct place.
First of all, i'm in debt of about £11,000 on 3 credit cards.
1 is £2,300
2.nd is 4,300
3rd is 4,390
Silly thing to do, but i had no choice.
they started charging me interest now, as it was 0% of over 14 months.
I'm new to this stuff, so i want to get 3 separate cards to make a balance tranfer.
I went onto another site and got a credit card with Barclaycard Platinum,
Don't 100% know all the meaning, but learning.
Lowest cost
Cost to you: £23
Debt repaid in: 33 months
Interest free period
0% 30 months
balance transfer offer
Then 19.9%
Fees
0.55% fee
on transferred
balances
Representative APR
19.9% APR variable
They gave me £3800 on the Barclaycard.
I want to pay most of it from The Barclaycard to the nationwide card, that has £4.300 left to pay.
1, i have no idea how i do this, do i do this from the Barclaycards online account, and tranfer it from there to the nationwide card? i don't 100% understand what i do..:doh:
also, shall i get 2 extras cards to do the same process.
Like i said, i'm clueless to this kind of stuff.
Be Grateful for someones help.
Thanks

0
Comments
-
You should BT from the highest rate card you have. Contact Barclaycard to process the BT if you don;t know what you're doing.
You can try for other cards, but if you start getting rejected, leave it for a few months.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards