transferred balances with new cards

Hi,

I hope i'm in the correct place.
First of all, i'm in debt of about £11,000 on 3 credit cards.
1 is £2,300
2.nd is 4,300
3rd is 4,390
Silly thing to do, but i had no choice.

they started charging me interest now, as it was 0% of over 14 months.
I'm new to this stuff, so i want to get 3 separate cards to make a balance tranfer.
I went onto another site and got a credit card with Barclaycard Platinum,

Don't 100% know all the meaning, but learning.
Lowest cost
Cost to you: £23
Debt repaid in: 33 months

Interest free period
0% 30 months
balance transfer offer
Then 19.9%

Fees
0.55% fee
on transferred
balances

Representative APR
19.9% APR variable

They gave me £3800 on the Barclaycard.
I want to pay most of it from The Barclaycard to the nationwide card, that has £4.300 left to pay.

1, i have no idea how i do this, do i do this from the Barclaycards online account, and tranfer it from there to the nationwide card? i don't 100% understand what i do..:doh:

also, shall i get 2 extras cards to do the same process.
Like i said, i'm clueless to this kind of stuff.

Be Grateful for someones help.

Thanks :)

Replies

  • zx81zx81 Forumite
    35.3K Posts
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Forumite
    You should BT from the highest rate card you have. Contact Barclaycard to process the BT if you don;t know what you're doing.

    You can try for other cards, but if you start getting rejected, leave it for a few months.
This discussion has been closed.
Latest MSE News and Guides

Ask An Expert: Rewind

Check out last week's energy-themed Q&A with MSE's experts

MSE Forum

Top theatre lotteries

How to grab £10-£25 tix for Cabaret, Matilda etc

MSE Deals