📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Cheery's country living adventure

16869717374524

Comments

  • themadvix
    themadvix Posts: 8,808 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Wow, that's a great result Cheery!! :j :j :j
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • rtandon27
    rtandon27 Posts: 5,759 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    WOW!!!:j:j:j

    What a happy mistake!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)
    Psst...I may have started a diary!
  • Cheery_Daff
    Cheery_Daff Posts: 17,253 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks folks :j

    If anyone's curious, I inadvertently did this

    https://www.teamprofit.com/2up

    Option 2: 'do nothing and hope' :rotfl: :rotfl: (Except I didn't know that's what I was doing, of course :rotfl: )
  • teapot2
    teapot2 Posts: 3,548 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Wow well done, thats the kind of financial mixup I'd like to have :rotfl:
  • Cheery_Daff
    Cheery_Daff Posts: 17,253 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Evening chums :hello:

    Well, I have stuck my nose in here because I have been avoiding doing YNAB for a couple of weeks (not for any good reason - got sidetracked with my matched betting experiments :o ) but I really MUST do it, payday is in a couple of days, I haven't even tallied up last month, and I foresee a LOT being just dumped in the Budget Fiddling category :eek:

    So I'm going to delve in and stop being a massive wimp about it. Might put the kettle on first. Will report back :rotfl:
  • Cheery_Daff
    Cheery_Daff Posts: 17,253 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ok, done :mad: Honestly I annoy myself sometimes leaving things for so long :eek: :o :rotfl: What a giant load of things to sift through!

    As usual, so much easier if you do it in short bursts... :rotfl: But I'll probably never learn :o :rotfl:

    Anyway, done now, and while it may not be entirely accurate it's at least up to date - look forwards rather than back and all that :D

    £25.97 to add to the mortgage overpayments :j :j Mostly from Prolific, and some from the bank account rewards thing. Will update in a minute :money:

    I know there has been some interest added to at least one of the 5% savings accounts - but since I'm not going to be transferring it to and from there, I'm not going to add it to the total for now (and also the log in details are in another room and I can't be bothered going to find them right now :rotfl: )

    Nothing too drastic though, and an expenses payment I'd forgotten about from work so that's nice :money:

    Cars have been pesky this month - spent £220 fixing the pair of them (although admittedly that does include the manual for one, and us buying the wrong part for the other one and having to then go and buy the right part :rotfl: We may sell the first one again if we can!)

    Will need to spend a bit on the chickens this week I think - probably need to order both food and treats. It's not cheap to run a chicken retirement village! :eek: :rotfl: :rotfl:

    In other money news... matched betting experiment is going well :money: Four weeks and two days in and I'm up £711 :eek: :j :j Helped by my accidental mix up the other day (which wasn't anything I'd done WRONG - it was more that there was a second promotion running alongside the one I had intended to take part in that I just happened to benefit from without realising). Anyway, the extra once totted up was £170 ish, not the £255 I originally thought, but still good :money:

    Everything else is just the usual little dribs and drabs - it all adds up!

    Finding it quite addictive though :eek: I've always been quite capable of getting lost in a forum :o (er, witness my post count on here... :o :rotfl: ) and I suppose at least this is making us some dosh :rotfl:

    Currently keeping it to 30-60 mins or so over breakfast, and then sometimes another 30-60 mins in the evening if we're not doing anything else, but I've been here on my own this evening and got a bit lost in it :eek:

    Anyway, something to watch :o

    Right, I'm off to see if I can find Alys Flowers on iplayer and figure out what colour I want to repaint my study :j :j
  • themadvix
    themadvix Posts: 8,808 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    The matched betting is going brilliantly Cheery!! :T:T

    Will the place you bought the part from take it back if it's unused? Possibly a restocking fee, but cheaper than the reduced price you might get on Ebay (or similar).
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Cheery_Daff
    Cheery_Daff Posts: 17,253 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We bought it from ebay and they specifically say they won't take it back if you order the wrong thing :rotfl: it was only £25 so we'll see if we can get a few quid selling it on and if not we'll count it as idiot tax :rotfl:
  • themadvix
    themadvix Posts: 8,808 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Oh, fair enough... I think I'd misread it as the part costing £220!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Cheery_Daff
    Cheery_Daff Posts: 17,253 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Evening chums, how neglectful I'm being! :eek:

    All good here. We NEARLY acquired a cockerel yesterday :eek: but he's staying put in his present home for now until Mr Cheery and I can agree on whether it's a good idea or not :o :rotfl: which might take a while... :rotfl:

    I've had the day to myself today and it's been lovely, a perfect end to a week off work :j

    I started with some sitting around :rotfl: and put on about a million trigger bets for my matched betting adventure :money:

    Then i dug out the flat home blessing podcast and did that - one of the last things is to take the rubbish out and while i was talking or the compost i picked a few of the final daffodils for the kitchen - and looked up to see elderly neighbour coming down the (very long and bumpy) drive in his mobility scooter

    Ha never visited - in fact i once said he should pop round for a cuppa o one day and he said 'no, i don't do that sort of thing' :rotfl: today he clearly made an exception as he was here for an hour and a half!! :eek: ended up inviting him in for a cuppa thinking he'd refuse but he didn't and spent ages in the kitchen inspecting what we done and telling me about his feud with the woman who used to live here :rotfl:

    I was quite pleased actually - how often does a visitor turn up literally as soon as you've finished tidying before anyone's had chance to news up the house again?! :rotfl: have him a good tour and hopefully he'll go away and tell the rest of the neighborhood what a clean and tidy house i have :rotfl: :rotfl:

    Back to work tomorrow, although just at home, and then off to Scotland for a conference for a couple of days :j not been on a long train trip for ages so quite looking forward to it (although i might have changed my mind after the first four hours) :rotfl:

    Did sort ynab the other day, not in tooooo much of a me but as usual cursing myself for not keeping up regularly :o everything since has been put straight in the app so hopefully next time will be quicker!

    Right, i should probably quit waffling and go to sleep...
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.