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Cheery's country living adventure
Comments
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But has Mr Cheery got through life without doing them because he has you there doing them for him 🤔???Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
My oh is another who has never really done 'life' admin. I'd love to know how as I often feel bogged down with it! I guess he probably never hunted for the best of the best deal and just went direct for the small amount of things he had.Mortgage start date Nov 2014 - £90,545 over 25 years
Re-mortgage Oct 2017 - 78,295 over 23 years
Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
Current Mortgage Outstanding Middle December 2020 - £47893.35 - a reduction of £42,652 in just over 6 years!7 -
Yep, that's it Bargain Hunter. When I met him, he was paying £800 a month [EDIT- a year, not a month!!] for house insurance
just always let it roll over from one year to the next...
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My grandparents were same, £1000 a year car insurance that went 10 mins a week to supermarket and didnt get used by them in final 2 years!! That was my gain though, a 12 year old car with less than 30k on clock and spotless outside and in!
Mortgage start date Nov 2014 - £90,545 over 25 years
Re-mortgage Oct 2017 - 78,295 over 23 years
Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
Current Mortgage Outstanding Middle December 2020 - £47893.35 - a reduction of £42,652 in just over 6 years!7 -
Hope you’re ok cheery and your frost week back at work went smoothly. What are your weekend plans? I love to hear about your walks and your house refurb. Hope you have a lovely weekend whatever you do.7
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It's so shocking isn't it Bargainhunter? LPG contracts are another one - if you switch about you can get roughly 35p per litre most places now, but there are tales on MSE of people with grandparents etc who've never switched providers being on 75p a litre or similar
Outrageous.
Anyway. Morningand hi Missy, thanks for your kind words
The sun is shining on the snow here and it's a glorious day, although rather nippy. No heating on yet though, I've been sat in my dressing gown with a hot water bottle, watching homesteading videos, including one about dehydrating which is inspiring me to get my dehydrator back out!
This morning will involve a walk to the post office - I have a birthday present to post, and we may as well combine it with what we're trying to make into a daily walk.
Today I also MUST check the model of the freezer and order a replacement door seal - the top two (of three) shelves have iced over again. It's not done too badly, we've had it a few years now and it cost nothing, but I need to be able to actually use it
Also planning to get a load more insulation out of the outbuilding. I've used all the flexible silvery stuff now, so I'm on to hard sheets, which will be a bit harder to work with I think as I'll have to measure properly and stuff rock wool round it in the corners. We'll see how it goes. If it's in the house though I can chip away at it in the evenings.
What else? Need to add pictures to a blog post, and clean out the chicken run. Dawned on me last night I might still have the old plastic greenhouse somewhere so may be able to fashion a bit of a temporary extension... but it may have gone to the tip in the summer - it was stored in the small garage which we had removed so we may have decided it wasn't worth keeping (plonkers - these things are always worth keeping if you have the space!) We'll see...
HVe a good day, whatever you're up to!6 -
Cheery - your Saturday plans are sooooo energetic! - very impressive
I've managed to open the mail, which means a little ynab session shortly to balance the books, and I've also been given a cup of coffee as OH thinks I'm sleep-walking this morning
BB & KC - embedding is quite easy on the laptop, just highlight the word or words you want to be the link and press the button/symbol that is above the box you are typing in, that resembles two links of a chain - you will get a drop down in which you can paste the website address into then when you hit post comment, the link will be embedded in your post.4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)Psst...I may have started a diary!8 -
Thanks, @rtandon27 I will try laterFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family6 -
Aha, thanks RT - so that's the same as when I'm writing a blog
I suppose that's one way in which this much simpler site for the forum has it's benefits!
2023: the year I get to buy a car4 -
Evening MSE chums
Well it has indeed proved rather energetic today! I did walk to the post office, on my own as Mr Cheery wasn't feeling well. It was lovely and sunny, and I had a takeaway cuppa from the little cafe and a piece of cake, and sat on a bench in the sunshine. It was so nice, it was quite hard to tear myself away!
Then this afternoon we've sorted through the insulation in the outbuilding. Sadly some of it had been rather enjoyed by rats, and went in the binWe had it all for free in the first place, so haven't lost anything, but it's a bit annoying. Still, there was plenty of useable stuff, so that's now inside and I did get some up in the ceiling this afternoon.
Had a nice risotto for tea, hung the washing up, and going to have a restful evening doing a few online tasks I think
* order freezer seal
* order new headphones
* order mouse mat
* pictures in blog post
That's it for tonight I think. Do want to get a few bits done tomorrow.
* more insulation!
* clean out chicken run and add more woodchip
* clean all chicken bowls
Oh, and i started tidying some of the shelves in the study while i was on the phone earlier, and obviously didn't finish... so I'll need to do that at some point tomorrow as well.
Spent a bit today, £6.50 in the post office (posting a parcel, and the world's most expensive apples), £3.50 on tea and cake, and £17 in the village shop (firelighters, cordial, a paper, rubber gloves, hot water bottle, soup and some treats for Mr Cheery). Not the cheapest place of course but I do like to support them when I can - and I would have spent far more if I'd just popped into a supermarket for any one of those things!
Right, best make another cuppa and try to figure out what model the freezer is... it just says Beko on the outside, but I imagine I'll need more information than that!4
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