Getting back to zero!

ayupmeduck

Been to uni yesterday and today I am out at racing.

Spends:

£3 greggs
£17.40 pub
£20 meal out

Tomorrow I plan on a NSD Then payday is Friday!!!

ayupmeduck

Been thinking of the events coming up this payday (24-23)

24th - Beer Festival
1st-5th - Parents visiting
4th - race night
6th-8th - micro pub festival
19th - nephews birthday
23rd - St Georges Day

That's a lot and I've only budgeted £150!!

ayupmeduck

Took out £30 for the beer festival and only spent £10 on tokens + £15 on food (way expensive) + £5 @ chippy on way home + £12.60 on train fare.

Spends 42.60/150

moneyonmymindsam

ayupmeduck wrote: »

Took out £30 for the beer festival and only spent £10 on tokens + £15 on food (way expensive) + £5 @ chippy on way home + £12.60 on train fare.

Spends 42.60/150

Hows it going? How are you feeling :j

ayupmeduck

moneyonmymindsam wrote: »

Hows it going? How are you feeling :j

62.60/150 [£87.40 left]

Using YNAB has changed the way that I budget Been waiting for almost 4 weeks for Nationwide to open my student account. Turns out they are waiting on a signature from me (never told me) and the account is only a cash card account! Nice of them to just leave me waiting.

Have me bank recruitment day tomorrow, waited to work some shifts in April but don't think my file (if successful) will be complete by then. Hopefully most thing will be done tomorrow as they do the whole HR stuff at the end.

ayupmeduck

Can't believe I have been getting up at 4:15 am ish to go to the gym! On uni days I go straight there, on other days I go back to bed for a few hours lol. Going 4 days a week currently.

ayupmeduck

Finally got my placements for this year:

3 weeks with the Dementia Nurse Specialist
3 weeks with child health (thank god it's short)
7 weeks at Nuffield
7 weeks on a gastro ward

None of these are in my local walking area so need to work travel into my budget. Hopefully get some more interesting placements next year.

ayupmeduck

So went to an interview/assessment day today for a bank position with one of my local community nhs trust. It was a very simple interview, group activity and written exercise. I was offered the position so I am just waiting for my references to be done and to be cleared by occ health.

The bank position mentioned a few post above turned into a part-time job offer.I have kind of accepted even though the role won't fit around my placement hours. I am hoping that I will be able to stay on bank as everyone automatically gets placed on bank and that is what I want.

Working out my budget on financier (which is basically an online version of YNAB), I will be able to cover July's expenses even without my basic wage from my current job if I end up leaving in May. Going forward is a different matter but hopefully I'll be on the bank somewhere or agency if needed by then.

Summer12

Hi

How is it going? Just looking through your posts can I ask are you not including all your debts in your dmp and continuing to make normal payments on some? Just wondered if any of those on dmp had picked up on that (and how were they) and did you include all of them on your I&E sheet? Still waiting to hear back from my lot

ayupmeduck

Current debts:

(DMP)
Natwest OD: 1249
Natwest Loan: 4889
JD Williams: 1746
Very: 771
(Credit Cards)
Lloyds: 474
Marbles: 700
Capital One: 125
Capital One: 188
Barclaycard: 389
(DCA)
ARC: 583
CRS: 83
Motormile: 484
(Other)
Credit Union: 819

TOTAL = 12500!!!!