Credit card that shows transactions quickly online

duncanj

Hi,

I'm getting fed up with the Tesco Bank credit card web interface; it takes days for transactions to appear and they don't even showing pending transactions. The mobile app is superior, but unfortunately I tally my finances on a computer.

Can anyone recommend a credit card that publishes transactions swiftly online? Or at least better than Tesco (3+ days).

I'd move to a debit card from a challenger bank, if they only supported joint accounts. (I share this account with my wife).

Thanks

bubieyehyeh

Barclaycard seems to show pending transactions fairly quick sometimes within minutes.

Capital one used to be the same, but not used them for a few years.

TSB and Nationwide are slow.

molerat

MBNA is usually pretty quick.

TadleyBaggie

Amex transactions seem to show up almost instantly as pending.

duncanj

bubieyehyeh wrote: »

Barclaycard seems to show pending transactions fairly quick sometimes within minutes.

Capital one used to be the same, but not used them for a few years.

TSB and Nationwide are slow.

If you export transactions from Barclaycard (e.g. to CSV), is it possible to include the pending transactions?

Ben8282

bubieyehyeh wrote: »

TSB are slow.

TSB don't show pending transactions at all.

Assuming that the issuer shows pending transactions, they should take the same amount of time to show as pending transactions (ie immediately) as they will appear when the authorisation is given.
Of course some transactions (ie where there has been no authorisation) will never show as pending as the card issuer is unaware of them until they are submitted.
As a general rule transactions will be processed and appear on the statement after the evening update on the working day following the day when the transaction was incurred although occasionally a transaction may take a little longer to be submitted. I have found this holds good over all cards.

Helvetica_Van_Buren

ASDA credit card is prompt.

*Edit: and shows pending transactions.

MallyGirl

TadleyBaggie wrote: »

Amex transactions seem to show up almost instantly as pending.

Another vote for Amex - and they show up on my watch via the phone app before I have put the card away.

WillyWonga

Capital One shows any transaction as pending instantly and knocks off avail balance.

Best card I've got when making a payment. Using online banking if I make a payment at say 8am, by 10am ish the amount is reflected in my available balance (not overall balance). Then by midnight its showing in the overall balance figure.

My Asda card takes about 3 days to recognise a payment if I did it same way.

daveyjp

Just used JL Partnership Card (HSBC) at pay at pump and the £1 pending payment is already showing.

Lith

TadleyBaggie wrote: »

Amex transactions seem to show up almost instantly as pending.

Yea, they are known as (REALTIME) said on the letter when i got my AMEX plat a while ago.


mbna is not far behind.