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Put away your purse & become debt-averse

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Comments

  • Hello foxgloves.  I'm also thinking about financial focus as I'm guilty of making declarations of change and then forgetting what I said.  So I want to go back to new year resolutions and a word/statement for the year.  

    I hope you had a great time in Norfolk. It's such a beautiful place.
    Debt on 01 July 2022 = £42,083.00
    Debt on 01 January 2023 = £37,075.87 (-£5,007.13)
    Debt on 01 January 2024 = £24,922.36 (-£12,153.51)

    Debt:
    01 January 2024 = £24,922.36, 01 February = £24,170.95, 01 March = £23,298.44, 01 April = £22,424.83
    Current debt free date = 01 July 2026.
  • foxgloves
    foxgloves Posts: 13,321 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Thanks for all your replies - I'm glad it's not just me feeling the lure of those crisp new diary pages & being able to fill them with New Year plans. I think I'll continue mulling a few financial things over, but leave any actual planning till January.

    @DaisyCheerings - Yes, we did v much enjoy our week in Norfolk, thanks. We've stayed there often but have decided to head North for next year's holiday - still near the sea though.
    F
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • foxgloves
    foxgloves Posts: 13,321 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Thanks both of you - I think I'll be very sore tomorrow, but I know it could have been worse, as your experience shows, @Makingabobor2. I was very lucky not to bash my face too. 
    F x
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
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