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Put away your purse & become debt-averse

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Comments

  • foxgloves
    foxgloves Posts: 13,321 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 24 March 2020 at 1:27PM
    Oh well m'dears, here we all are. Positives this morning? The sun is shining, the birds are singing, the heron hasn't eaten our frogspawn yet & I received a lovely cheer-up card in the post. 
    I've sorted all the clean laundry this morning, done budget updates & banking & although I am trying to put off doing the ironing, I'm actually going to go & do it before lunch, then I don't have to think about it again for a whole week. I also intend to cast an eye over Sunday's leftover roast beef join to see if it will stretch to 2 meals. I think it should, but shan't know until it is sliced up.
    About ten minutes ago, I experienced a strong desire to go to a garden centre. Well, that isn't going to happen, but the feeling hasn't gone away, so I've decided that this afternoon, I will see if there are any 'shopping from home' opportunities from our own garden. Nature can be quite bountiful at this time of year. I must get the wretched bloody iron our now, but will report back later on any good garden 'finds'.
    F x
    P.S I can hear nothing on this street except birdsong.
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • Onebrokelady
    Onebrokelady Posts: 7,994 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Oops forgot to say that's a lovely idea putting your spare plants out for people,one of my neighbours does this when he has too many and they always go 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,756 Owed = £10,874
  • foxgloves said:
    Oh well m'dears, here we all are. Positives this morning? The sun is shining, the birds are singing, the heron hasn't eaten our frogspawn yet & I received a lovely cheer-up card in the post. 
    I've sorted all the clean laundry this morning, done budget updates & banking & although I am trying to put off doing the ironing, I'm actually going to go & do it before lunch, then I don't have to think about it again for a whole week. I also intend to cast an eye over Sunday's leftover roast beef join to see if it will stretch to 2 meals. I think it should, but shan't know until it is sliced up.
    About ten minutes ago, I experienced a strong desire to go to a garden centre. Well, that isn't going to happen, but the feeling hasn't gone away, so I've decided that this afternoon, I will see if there are any 'shopping from home' opportunities from our own garden. Nature can be quite bountiful at this time of year. I must get the wretched bloody iron our now, but will report back later on any good garden 'finds'.
    F x
    P.S I can hear nothing on this street except birdsong.
    You've been busy Foxgloves :).

    I empathise with your garden centre cravings. I've got a very strong Costa craving and I would kill for a large skinny latte right now. It's also my birthday tomorrow and I would love to go to NT place for a lovely walk, browse the second hand books and have a nice latte in the cafe 😥. Oh well, maybe next year! 

    I'm also wondering how to get hold of bedding plants and compost for my garden now 🌷🌻🌼🌸. Could I order them online do you think?
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • foxgloves said:
    I always grow from seed, HHoD, but I've used Thomps*n & Morgan online for garden stuff & think they sell bedding plants. I expect supermarkets may concentrate on food this Spring? Do Homeb*se & B&* sell them online, I wonder?
    Sorry not to be very helpful. 
    F x
    Thanks Foxgloves that is helpful :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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