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NST March: Marching to a different beat

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  • greent
    greent Posts: 10,803 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Spend at TEsc0 today on some lunchbox bits, some YS items and a couple of vests for baby nephew :)

    Today I am thankful for:
    * cards from all of my children :)
    * leftovers for an easy meal
    * a lie in
    * a fleabay sale - unwanted item out and money in (already earmarked for OH's CC) - win:win
    * a small bit of general decluttering done - less stuff hanging around
    * bumping into old school friends last night :T
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    sashanut wrote: »
    Meal out beforehand too, portions huge though so I had leave some, was really mad with myself!
    Ask for a doggy bag next time. I'm always of the mindset that if I've paid for the meal, I'm going to use up all of it :D

    NSD here for me today, apart from walking the pup I haven't left the house. BF went to visit MILso I just sat snugged under the blanket playing videogames. Very enjoable :p

    • · For the striders: [STRIKE]18[/STRIKE] 25 NSDs 10/25 No spend today.
    • · Set your budgets before the challenge starts. All good.
    • · [STRIKE]Be generous. There are many who are far worse off. Do not forget to give to your choice of charity. Donation donated. :)[/STRIKE]
    • · As ever, always take your lunch to work, and drink and snacks when out and about Ham, cheese & salad roll for lunch
    • [STRIKE]· [FONT="]Pay towards your debt first! Done.[/FONT][/STRIKE][FONT=&quot]
      [/FONT]
    • · Plan. Look ahead to the month and what your commitments are. *Free theatre trip *Coffee date with a couple of friends *10k race *Maybe a trip to Bristol Zoo.
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Hello, 6/18 NSD. Had a lovely day with family. Grateful for a handmade card, lots of hugs with my children today and everyday, DH doing some housework, getting to have a soak in the bath, my DH respecting my wishes and not getting me a 'present' and me feeling really content in that decision.

    Energy supplier will be emailing our bill tomorrow - I'm hoping that we have some credit left after so we can apply for a refund and pay a bit more of the last debt.

    Hope youve all had a good day x
    I am now debt free:T - 20/03/18. Whatever your situation - just.keep.going!
    [STRIKE][/STRIKE][STRIKE][/STRIKE]EF £1000/£1000 goal
    [STRIKE][/STRIKE][STRIKE][/STRIKE]CHILDCARE Savings goal £600/£600
    EF 3 month goal £2,000/£3,500
    HOUSE DEPOSIT £0/£20,000
  • bizzie
    bizzie Posts: 297 Forumite
    Part of the Furniture 100 Posts
    Another NSD which brings me to #8/18, the best start I've had to a monthly challenge so far.
    Quiet day in with cards, flowers and some choccies from DC.
    Groceries: Personal Spend: 0 NST NSD Goals for 2025:Self: Health: Wealth :
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j

    Just popping in with a quick post as have to be up at silly o'clock as DD went to get in her car to go home, then it made funny noises & was jerking about. Called out rescue service, and of course it behaved perfectly whilst he was here. She still decided to stay here, as poor DH could take her if the car plays up. Sure enough, it did the same thing again when tested :mad: Not sure what is wrong but at least she can get to work from here one way or another. Nice day, had time in the garden, clearing a short section of the very long path that is overgrown with grass. Mean to do some daily. Also planted lots of sweet peas in the greenhouse, few seeds that I planted ages ago coming up, it has been so cold.

    Hope all had a good day today, mine was nice & they cooked (well microwaved) supper so no cooking needed other than the rice to go with. Another NSD.


    · For the striders: 7/18 NSDs

    · Set your budgets before the challenge starts - did a fair few spends, need to update spread sheet. Still need to do this.

    · Be generous ; will do

    · Note down Certainly need to do this, in order to get a handle on spending. Have noted down spends & will update.

    · As ever, will do

    · Pay towards your debt first! Do not have debt now but have been there before so am very wary. Do have a CC paid off in full every month. Will use PAD to pay for items through the month so no big bill surprise at the end of the month.

    · Plan. Will make list of places to go - need to have it in reserve for impromptu trips out. A WIP.
    ·

    Check in every day. Will do from now on
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Well done Kerry woman, that!!!8217;s a great achievement.

    Spend day yesterday as bought ingredients for chocolate pancakes (SW) to try and curb my sweet cravings. Also paid for my meal in the evening as my sister treated my mum. Lots of rearranging in the house done. I have a spare bed but never have any guests come to stay so it!!!8217;s just in the way. Dismantled it and stacked it against the wall so I have more floor space to use and I can put it back down if anyone needs to come stay.

    Back to work today although had a migraine last night and was contemplating taking a sick day as I felt so queasy but think it has subsided this morning.
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • dolly84
    dolly84 Posts: 5,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    sashanut - your poor DD seems to be having a lot of problems lately.

    Mother's Day came and went for me without anything different going on, I specifically ask for no cards and gifts, cards seem a bit pointless to me in general and I have more than enough of everything so didn't want a gift. DS did wish me a happy mother's day but DD didn't.

    Painted DD's mirror and table for her room yesterday, we bought two tins of paint, one metallic silver and one black, we painted them both black and they look great so the more expensive silver tin will be returned.

    Pouring with rain here so will be inside most of the day working but do have to go out with the dog. No plans to spend though.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 12 March 2018 at 10:43AM
    Hello,

    had a good weekend. DD (4) remembered mothers day as soon as she woke up and DH had taught DS to say I love you in German. But had to cook my own dinner, do the kids bath time, the dishes etc etc as usual. DH asked again "can I help" me thinking, no just do sth......Anyway.

    Spend day yesterday as we had run out of herbs, deodorant, sponges etc. Need to spend again today as DH finished the cold cuts last night I needed for the kids this week. Also need to pay for the dance course the nursery does and the gig tickets from my boss.

    Will update sig later
    DEBT 02/25: total £6100 Debt free date 12/25
  • Oops, catching up with Friday, Saturday, and Sunday today.

    Friday - NSD
    Saturday - £6.40 spend on groceries
    Sunday - NSD
    Monday - NSD (hopefully, but it's only 1000)

    I also decided which items to keep from my order on Thursday, after gift cards the total including delivery is £19.50 off my personal spends card. Updated budgets:

    Groceries - 63.41/200
    Diesel - 120/120
    Personal spends - 25.50/110
    NSDs - 7/18

    Just realised that the last week of the month is the first week of Easter, DH is actually at home with me all week (rather than being away all week). I don't think we're going to be madly under budget with the groceries after all, even though I'm happy at the moment that I've spent 32% of the budget to cover 67% of the month so far. Still, better to have a cushion at the end of the month rather than trying to scrabble back from a higher bill in the first week I suppose.

    My plan today is to take some money to pay in to the building society - if I park nearby I shan't be tempted to go elsewhere.

    Not much progress on my elephants and frogs after a good start; I've started a few but not finished them including pension research (my knowledge in this area is woefully lacking, all I know is I have naff all and I'm going to spend a few years as a stay at home mum, not a great combination), and I've started knitting a large blanket square. The rest I've just thought about doing :)
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    greent wrote: »
    .

    We've recently had a new oven.The company we ordered from had an option for disposal of the old appliance for £20 - we used that (as we had a range it was v heavy and £20 was a bargain) They also had an option for disconnection/ fitting/ removal of old appliance , which could be a possibility, perhaps? (we have dual fuel appliances so needed someone who could do both gas & elec bits)

    Thanks Greent got hopefully gasman coming Weds to disconnect my oven. I will order new one after then as most have next day delivery. Ao.com quote £15 for removal of the old one.

    Today needed to spend needed eyeliner as I had bought normal rimnel liquid one through Amazon and just watery and makes my eyes run - no wonder it was cheaper. Feel naked without eyeliner. So went out and got a new one.

    Wee spend on couple of items. Bought a salad to work and I am now so hungry:(

    NSD 6/18
    Food 32?/100 lost receipt from Friday.
    Make up hair 6.75/50
    Going out £37.30/100
    Fuel 0/£40

    Horrid wet day here. Stay dry folks x
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
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