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Onwards and the debt goes downwards!
Comments
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Glad business is going wellAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
No, I rocked up to the doctors surgery. Muppet! Lie in tomorrow as its jab day for the B12 not the other one. Cleaning fairy has been and house is looking great, except kitchen as DD1 has cooked......lets just say it was an interesting tea and normally I'm a great advocate for using up leftovers but probably not this time.
71 parcels today so a bit quieter. They're just lulling me into a false sense of security before the weekend. I even managed to do some of the stocktake today. Slowly getting there, as I managed to get some listings done on Saturday. Probably still got half a dozen to do.
The old girl is looking a bit moth eaten as she's moulting. Honestly for a smooth haired dog I really don't know where it comes from compared to the fluffies. No matter how much I brush her she's leaving a trail all over!
L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
whoops! you absolutely sure the b12 is today?????
ah moulting, the joys! I have noticed how much fur I am finding now and like you its off the smooth haired little man not the long haired little girl
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@bd80s yes sure it's today. At least I ruddy well hope so! In the greatest of news I've lost 4lb!!!!!!!!!!! Well chuffed, I'm peering over the edge into the next stone, if that makes sense. Just need to behave this weekend despite it being Mothers Day. I'll be catching OH up, who forgot to weigh himself...hmmmm running scared me thinks.
Got to do the shopping tonight but feeling so uninspired, this is dangerous territory as I quickly fall into 'lets have a takeaway!'
Phoned up and got the balance on my M&S card which I've cleared. Not managed to put much into the ISA this month, hopefully do better.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Great news on the weight loss. Hope your jab goes OK. I have mine booked for the other one tomorrow eeek.*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
haha fingers crossed it is then!!
excellent on the weight, seeing good numbers come off is such a great feeling
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Fantastic weight loss I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
B12 jab received, correct day and time, go me! Just a waiting game now for the other one. In other more exciting news, accountant has said to get the en-suite done at the Skye house. Now I really have no clue about such things and as the shops are shut I'm going to struggle. I'm also rubbish at visualizing things. However the world of FB has come to my aid as I put a post on there asking for designers to help and I've got 2 people looking into it for me. One of them from past experience is eye poppingly expensive however he has come with lots of recommendations and I've seen photos of his work which does look good. I'm also getting quotes in to have the exterior painted. We were hoping to do this ourselves but its not going to happen.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
How exciting I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Glad business is doing well. Congrats on the weight loss.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251
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