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Ccj at my name, wrong address

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Comments

  • PixelPound
    PixelPound Posts: 3,072 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    A Claims form is issued, if you do not respond by 14 days from the served date the parking company can request a default judgement, they do the defaults en-mass so you won't be told a hearing date as you have not responded to the claims form. If you do respond and dispute then you can get a hearing.

    You have been given options, the advice is to get own legal advice. If they have a name and wrong address, no DOB, then CCJ will be on the public register and may not be associated to you if you don't have any connection to the address. If the CCJ goes unpaid, bailiffs may be involved. It depends how you friend feels about getting lots of letters and potentially a knock on the door from a bailiff. Would they provide your details to them then? Would they remain friends?
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    jony1618 wrote: »
    thank you Susie

    Actually i am out of country and won't be back before april.
    i have read about the claimant LEC normally do not turn up in the court.
    should i notify the court about the claim received and my situation or should i quietly wait and see.
    what do you recommend

    regards


    Hi again jony


    Apologies, I think I may have misunderstood your original post as I thought a CCJ had already been made. If it is court papers you have received you have the opportunity to admit the claim and make an offer of payment, or enter a defence. If you want to do this you should contact the court and explain you are currently out of the country.


    If you admit the debt or ignore it a CCJ will be made. And as nic_c says, a court hearing is only held if you enter a defence. I would recommend seeking legal advice if you are considering defending the claim as you can incur further costs if not successful. You can find more information on responding here https://www.nationaldebtline.org/EW/factsheets/Pages/replyingtoacountycourtclaim/replyingtoaccj.aspx.


    Susie
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • Jony, suggest you post on the Motoring, Parking Fines board! Some amazingly helpful people there will assist you.
  • JimmyTheWig
    JimmyTheWig Posts: 12,199 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    jony1618 wrote: »
    how would they link that address with me?..
    They'd ask you on an application form. "Have you had a CCJ in the last 6 years?" What are you going to say? "No"? Then it's a fraudulent application. "Yes"? Then what does it matter if the address is wrong?
  • jony1618
    jony1618 Posts: 12 Forumite
    Great point, I am thinking the same thing. I hope my friend will not betray me if ever bailiff turns up. I think the parking company will not send bailiff for £350
  • jony1618
    jony1618 Posts: 12 Forumite
    just to update ur knowlwdge, ccj was given but it didnt effect my file:) as i thought
    my frend also didnt betrya me coz no one came to challenged his loyalty
  • boo_star
    boo_star Posts: 3,202 Forumite
    Part of the Furniture 1,000 Posts
    jony1618 wrote: »
    just to update ur knowlwdge, ccj was given but it didnt effect my file:) as i thought
    my frend also didnt betrya me coz no one came to challenged his loyalty

    "Challenge his loyalty"?

    It's a CCJ, not Game of Thrones.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    boo_star wrote: »
    "Challenge his loyalty"?

    It's a CCJ, not Game of Thrones.

    I wouldn't say GoT but more Line of Duty or Narcos.
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