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Poor Single Lady Debt Diary - Trying again

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  • System
    System Posts: 178,343 Community Admin
    10,000 Posts Photogenic Name Dropper
    Hope you are having a good weekend PSL . Did you go any further with the DMP ?

    The weather is dire here rain and more rain.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Hello All. I have contacted all the companies. Have offered reduced payments and have one default out of 6. It's ok but hard work staying in a budget.

    Cumbria we have so much rain but I love it. Been waiting to wear my coats and earmuffs for ages! I found the heat so oppressive and worse for being invited to social things.


    I just find it so hard going without anything. I'm going to do a food shop tommorow. Need lots of things and make lunch for the week.
    I do make Soup lexielou but I like to buy it as well. Really glad it's a bank holiday tommorow.
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper


    I just find it so hard going without anything

    Thats my biggest worry too....I'm currently listing items on ebay, for the sole purpose of having some money to have a life during the next 9 years.

    But if you think about it all, we have been using money we didn't have to fund a lifestyle for years.

    Do you have a craft that you can sell your wares on ETSY?

    LL xx
    £38,000 and change to £0
  • Spent more money today and it's just over 4 weeks to payday.
    £12 more on food bill
    £8 toiletries

    Cooking done
    No social till Saturday thankfully.
    But eyebrows Wednesday and possibly lunch out Friday

    Need to be more frugal.
    Bring lunch in all week ex Friday
    No take away till at least next week
    Minimal food shopping till payday
    Minimal social
    Lots of films, books and early nights.
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
  • Sticking to the plan so far. Mortgage going out tomorrow.
    Forgot eyebrows are next week, not this one. Quite an expensive long month.

    Reached £50 pay out on survey site which is very much welcomed!
    But a lot of expenses everywhere.
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
  • System
    System Posts: 178,343 Community Admin
    10,000 Posts Photogenic Name Dropper
    Well done on payout . Keep going PSL you can do this.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    Yay PSL...

    LL xx
    £38,000 and change to £0
  • Sticking to the plan so far. Mortgage going out tomorrow.
    Forgot eyebrows are next week, not this one. Quite an expensive long month.

    Reached £50 pay out on survey site which is very much welcomed!
    But a lot of expenses everywhere.

    Yay to the £50 coming in, that will help some.

    Dxxx
  • Thank you Dolly and Lexi.
    Yes I am quite boring at the moment. Exhausted from telling people please don't invite me to things. Seeing my best friend at end of the month and got a bit planned for October.
    But not going all that well to tell the truth.

    This week-
    Nothing in the diary till Friday. Seeing family so hopefully no spend.
    Need some foundation but hoping I only have to feed myself this week with no more expenses beyond foods.
    Then review at the weekend.
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
  • It's hard isn't it.

    Turning into a bit of a recluse myself between the debt free and the being newly single.

    We will get there in the end, just keep the focus.

    Dxxx
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