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MSE News: Millions with basic bank accounts...

Former_MSE_Callum
Former_MSE_Callum Posts: 696 Forumite
Third Anniversary 10 Posts I've been Money Tipped! Newshound!
edited 28 February 2018 at 12:52PM in Motoring
More than five million people with basic bank accounts are unable to 'pay at the pump' when buying fuel at many petrol stations because of a block put on their debit card by their bank, MoneySavingExpert.com can reveal...
Read the full story:
'Millions with basic bank accounts barred from paying at the pump'
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Comments

  • WillPS
    WillPS Posts: 4,689 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    I'm also blocked on my Tesco Bank account, which isn't even a basic account. Most annoying, as it also seems to prevent the card from being used as a Clubcard.
  • 20aday
    20aday Posts: 2,610 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker PPI Party Pooper
    I have a current account with Tesco Bank as well and my Visa Debit card is the same.

    Pro tip: download the Clubcard app and you can change the QR code into a barcode via the settings; when you’re using Tesco Pay@Pump you are then able to earn Clubcard points that way.
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
  • tony541
    tony541 Posts: 29 Forumite
    If my bank did this to me I would close my account with them. The bankashould be fined for this action, one would think it is their money they are trying to protect. If they think their customers are uncredit worthy they should say so instead of letting many people down in this uncaring way, bloody vermin that they are.:beer:
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I've a Barclays basic and can use at pay at pump
  • We've got Co-op basicbank accounts and they work so which banks don't?
  • the list of banks is in the article
  • ceredigion
    ceredigion Posts: 3,709 Forumite
    Eighth Anniversary 1,000 Posts Photogenic
    This comes under the category be careful what you wish for. Certain financial campaigners lobbied long and hard to force banks into offering accounts to people they wouldn't normally want as customers . The result is a basic account for which you cant go over drawn. For that reason the debit card is online only. If the pay at the pump facility cant verify you have the money , you are declined. Simple, its not the banks doing , these people aren't credit worthy, they trashed it nobody else. Society just wants to blame others for their short comings.
  • Whenever I use pay at pump, they only previous authorise £1. So as long as my balance is over a £1 no problem.
  • BoGoF
    BoGoF Posts: 7,098 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Gwb62 wrote: »
    Whenever I use pay at pump, they only previous authorise £1. So as long as my balance is over a £1 no problem.

    But as the article says if and when the petrol pumps are upgraded the pre auth will be £100 so if you dont have that available then no fuel.
  • tony541 wrote: »
    If they think their customers are uncredit worthy they should say so
    They are basic bank accounts, which are for people that aren't credit worthy, so yes they do think that. That's the whole point.
    Proud member of the wokerati, though I don't eat tofu.Home is where my books are.Solar PV 5.2kWp system, SE facing, >1% shading, installed March 2019.Mortgage free July 2023
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