Banging head against a brick wall!!

margaretclare

Hi westernpromise

I really must challenge you on the number of times you use the words 'most women...' as in 'most women have never been further afield....', 'most women own clothes they never wear, a lot of shoes, a lot of make-up they don't use etc etc...'

What exactly do you mean by 'most women'? 'Most' means a large proportion, a majority etc. Unless you can prove what you say (and I doubt whether these things are provable) then you're just indulging in wild generalisations.

My first marriage was to a bloke who was hopeless with money. Ideally he should have been an 18th-century gentleman with landed estates, the kind who thought that a gentleman never talks, or thinks, about money! That attitude is still around, among those who are anything but landed gentry!

My second marriage is to a man who is 'money-savvy' because of his many years in business. In his previous marriage he suffered from a wifey who spent what he earned, and even when redundancies started to bite, with the downturn in UK manufacturing industry, she still continued to 'feel entitled'.

We can all point to people we know - of both sexes - who are clueless about money. Look at other threads on this board, you'll see what I mean. It's not just women...or men.

Aunty Margaret

daveboy

Mr Smiley seems to have the same problem....:wall:

I know what is meant by the OP, I was there once - I found the only way out was to cut right back and to sell a few things I realised I didn't need on eBay.

An overdraft to some isn't debt but really it is and I hope you find some way out of it.

Additionally, not all of us blokes are that bad

MissSunshine

westernpromise wrote:

Very few women have ever been anywhere further afield than Spain or Greece on holiday. I have rarely encountered a single woman who's ever been on a high-end holiday to somewhere like Thailand, and in fact most women seem to spend a maximum of £300 on their holidays.

I have!! Live in the middle east, have done for 4years, along with 100000 other expat women from all over the world!!
And surely only spending £300 is good money saving

westernpromise wrote:

Most women own dozens of pairs of shoes (and apaprently spend £32,000 over their lifetime on shoes). Why do women need so many shoes? you need 4 pairs: 2 for work and 2 others. They last 2 years so you need to spend about £30 to £50 every 6 months, ladies. And that's the truth.

Yes but men generally wear navy, black, grey or beige trousers/shorts, so only need black or brown shoes

westernpromise wrote:

Women do not own a decent TV, DVD player, PC, stereo, car, or indeed any major household appliance, item, or furniture. Even the iron will be the £15 job from Argos, which coincidentally is what many women will happily pay for a lipstick.

I do, fair enough the iron's a cheapie, as is the hoover, but that's because the maid keeps breaking them

As Aunty Margaret says it's not just men or just women that are bad with money, just happens on this thread we're dissing men, it'd be a boring old world if we were all so perfect. :rolleyes:

Kantankrus_Mare

I have to agree with western promise where women are concerned to a certain extent.

A lot of women do seem to "enjoy" the clothes and shoe shopping experience to the extent that they will get into debt for it.

I must be a rare breed (except in MSE circles of course)

I dont particularly enjoy shopping for clothes and dont go unless I really am in need of new clobber. I get tips from both my jobs and I put all these in a pot.

When I have £70-£100 saved I will go and get what I need. I would like to spend more on clothing but I arent prepared to go into debt for it.

Shoes.........hmmmm now let me think

1 pair of work boots
1 pair of smart boots

1 pair of work shoes
3 pairs of going out shoes (2 of which ive had for about 3 years)
1 pair of sandals for everyday wear

And that is it!!

My sister in law is clueless with money and you never see her in the same outfit.

Admittedly she always looks nice but she gets depressed if she doesnt go the shops several times a week even if its just to look.

Im so infrequent in my town centre that every time i go ....some shop has closed down and others reappeared!

Some may call me tight but rather that than being in debt and i cant be doing with all that palarver of trying stuff on and then queueing to pay for it all.........does my head in lol

Rant over........just finished a shift at the pub.......tips were !!!!e but found a fiver on floor at end of night

sullly

Kantankrus_Mare wrote:

Any one else have my problem?

I am fed up of being permanently skint and living on an over draft when on paper, when I write all out goings versus in comings we should be sitting pretty.

My problem??

My other arf!!

Now I'm very good with money and have all these ideas in my head to get us out of debt and after purchasing Martin's fantastic Money Diet book yesterday, can't wait to get started but I feel like I'm taking one step forward and two steps back.

If it was left to my husband we would be up to our eye balls in debt.

Now don't get me wrong, I love him to bits!! But it's so bluddy frustrating.

I've worked out a budget which I feel we can easily stick to but he thinks nothing of ordering from the Next directory ( with delivery of 3.50 a time!!) several times a month and spending when the fancy takes him on stuff we don't really need.

He thinks nothing of spending 70/80 quid on booze on a night out and will get take aways for nights when its too much effort to cook.

I feel that Im becoming a right nag but someone has to keep an eye on things or we'd be in a huge mess.!!

On a lighter note lol my pet hate is when he does the weekly shop for me (bless him he's good like that).....but he'll come home with a pack of 4 toilet rolls!!! For a family of 4!! I cant get it through to him it works out cheaper if you buy the huge packs!! And that this works for lots of things not just bog rolls!!

Anyhow ......rant over.....just wanted to see if anyone else has similar problems with other halfs and how to convert them.

Why cant he see in long run we'll have MORE money? ARGHHHHHHHHHHH!!

Mare
x

know what you mean , you are always moaning at me about money , blah blah blah , the next directory is the bain of my life, she cant leave it alone,as for the shopping bit she can go to asda ,spend over a hundred pound and come back with very little,think i am winning though ,recently paid off 2 credit cards and closed a next account, now have car and loan repayments ,(affordable) .....and 1 credit card which i should be able to dispose of in the next year , still feel as if we are constantly in the overdraft though .



i live in hope one day she will wake up and smell the coffee

sullly

meanmachine wrote:

Well I'm a bloke and the tightest git that I know. Except I just think I'm being sensible, and see the rest of the world as having gone insane.

If I spend money I worry about where the next quid is going to come from. I actually feel a twinge of guilt every time I open my wallet.

Personally I think that's a good thing. After all, none of us knows what's around the corner. If it's something nasty then I'm prepared. If it's a nice surprised then it's a bonus.

...

sounds like me mate .