Property Crowdfunding

msallen

Jessica_King wrote: »

Has anyone else heard about them?

No I haven't. It's fortunate that a first time poster happened along to resurrect an old thread in order to plug a company no-one has heard of.

a6915137

Hi All,

I have been looking to make small investments. After reading this post. I have invest few hundreds of pounds in the following platforms:

UOWN
yielders
Property Partner

I will see what happen and keep updating you guys.

All Best

squishylove1989

I've come across this for the first time today. I'm looking at Property Partners as it seems to have good reviews and reputation.

Can I ask what people roughly see as a return on the monthly dividends against what they invested? I was looking at one of the auto-investors.

bowlhead99

squishylove1989 wrote: »

Can I ask what people roughly see as a return on the monthly dividends against what they invested? I was looking at one of the auto-investors.

Loads! Please invest lots of money!

I say this as a completely unbiased observer who happens to have an investment in a VCT which has shares in Property Partner, along with a bunch of other speculative early stage growth companies which don't really make profits yet. It would be great if you could invest your money with PP, add to their customer numbers, and start to pay fees out of your income please. Every little helps.

In seriousness, many of the complaints you see about the service (on Trustpilot for example) relate to the fact that they introduced an ongoing fee which will eat up a chunk of the income and perhaps skew your return towards the long term capital growth you might get from the properties rather than rental or interest income. And such price growth is of course somewhat uncertain.

If you go into it with your eyes open knowing that these fees exist, you are less likely to feel annoyed than the people who invested prior to the change in fee structure.

If you assume a few percent a year of income, less 1.5% fees, and then over the longer term you might get capital growth on top; depending on how the economy goes, you might be happy with it or you might not. It is certainly easier than assembling a property portfolio yourself.

Gareth03

There are a lot of great Property investment Crowdfunding sites out there. Everywhere you turn there seems to be a Property Crowdfunding company popping up. It is important that you do your homework before investing in these companies.

1. Make sure that you are working with an FCA regulated property investment crowdfunding company. They have to comply with strict UK regulations and are not able to miss lead investors.

2. Make sure that they have experience in the property sector. Some crowdfunding companies are tech companies and don't come from a property background. You want someone who knows whether a deal is good or bad.

3. Look and see whether they charge large fees or whether they invest their own money into the project. Be careful on the fees as this will impact your return when your money is paid back. A 10% return with a 3% fee is only 7%.

4. Look to see what level of due diligence the crowdfunding company does on the property investment. Do they analyse the project first and only present suitable projects or do they put every project on their platform for people to invest?

Crowdfunding Property investment is a great way to invest in property and diversify your risk. Never before has it been this easy to invest in property. Do your homework and you will be fine!

bowlhead99

Gareth03 wrote: »

Crowdfunding Property investment is a great way to invest in property and diversify your risk. Never before has it been this easy to invest in property. Do your homework and you will be fine!

The problem with all crowdfunded investments - whether debt, equity, property, property-backed debt, property-backed equity - is that it is impractical to do as much 'homework' as you would like (i.e. if you were negotiating directly to buy the entire property, loan, business, or other asset).

Essentially you have to just accept that you will only able to do minimal diligence, and will need to invest broadly to play the percentages (achieve the average returns available) without investing *too* broadly (which might involve picking up some of the deals with poor risk/return characteristics), and hope you get only an acceptable level of defaults or losses via the platforms and individual deals to which you choose to be exposed.

You are clearly a fan of property crowdfunding as that's all you've talked about, positively, with your newly-registered account here on the forum. I suppose it remains to be seen how long we have to wait before you tell us your favourite ones that you work for or have a motivation to promote? Some longstanding forum users here have seen it all before

seacaitch

Gareth03 wrote: »

There are a lot of great Property investment Crowdfunding sites out there. Everywhere you turn there seems to be a Property Crowdfunding company popping up.

"When the ducks quack, feed them"

a6915137

Hi all,

I had mad some investements in some of the coundfunding websites and here is my feed back. The platfornm i have used are:

UOWN
Yielder
Property partner.

The best so far is UOWN: dividends paid on time. They also evaluate the property each quarter. in my case the property I am investing in has increase so they add this growth to the monthly rent.

Yielder is the second: they paid the dividends on time and no issue with them so far.

Property partner: They paid the dividends on time but their monthly fees eat up (almost) the monthly rent. Also the share of the property are fluctuating. in my case share droped down so I have actually lost in this platform.

I have started this experiment on March 2019.

any one has used any other platform ?

All Best


I home

AnotherJoe

Will you be selling up PP?

a6915137

At the moment the PP property shares are a lower than what I have paid for them I lost around 25 pound. So I am trying to wait to see if they will go up before I decide to sale.